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Old 04-10-2011, 06:23 PM   #1
loganp
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Default Looking to finance a Snap-on toolbox.

I have run out of space in my Gray tools XT series tool chest and I am looking to upgrade to A snap-on KRL1023. I have checked craigs list and Ebay canada. But nothing has come up..

So I am wondering what are the costs of Financing A Toolbox through snap-on for those that have done it?.. I am trying to get some information before I track down and contact A local dealer..

Thanks, Logan p
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Old 04-10-2011, 06:27 PM   #2
AZ_Catskinner
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Default Re: Looking to finance a Snap-on toolbox.

Most of the time there's no interest involved with Snapon. Considering that the 1023 is nearly 11 grand, it's going to be a hell of a weekly payment.
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Old 04-10-2011, 06:30 PM   #3
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Default Re: Looking to finance a Snap-on toolbox.

I hope you have a 100% guaranteed job you can't lose...
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Old 04-10-2011, 06:35 PM   #4
toolfreak
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Default Re: Looking to finance a Snap-on toolbox.

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Originally Posted by AZ_Catskinner View Post
Most of the time there's no interest involved with Snapon. Considering that the 1023 is nearly 11 grand, it's going to be a hell of a weekly payment.
That is usually just the case for the revolving credit up to about $1000, when you get into bigger items like a toolbox, it's almost 20% interest. Look at the fliers the snap on man passes out and you will see the cost per week and number of weeks. It usually comes out to about double the price after the interest.
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Old 04-10-2011, 06:36 PM   #5
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Default Re: Looking to finance a Snap-on toolbox.

Does Snap-On do financing with people that don't work in the auto industry? I am a mechanic but in the utility industry and would want some Snap-On items for home.

Zero percent APR and weekly payments are actually pretty cool in my book.
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Old 04-10-2011, 06:39 PM   #6
Gary S
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Default Re: Looking to finance a Snap-on toolbox.

My opinion about financing tools is that it is a big mistake. If you need a larger toolbox, start saving your money and when you have the money in your pocket, get the toolbox you want. The US is in a deep recession today because too many people did just what you are suggesting. They borrowed money that they didn't need to borrow, and they didn't have.
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Old 04-10-2011, 06:39 PM   #7
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Default Re: Looking to finance a Snap-on toolbox.

I'd wait.

I waited and got more than what I wanted on craigslist...

http://www.garagejournal.com/forum/s...ad.php?t=67238

Regards,
Casey
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Old 04-10-2011, 07:09 PM   #8
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Default Re: Looking to finance a Snap-on toolbox.

why why why?
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Old 04-10-2011, 07:14 PM   #9
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Default Re: Looking to finance a Snap-on toolbox.

Take some financial advice my parent's told me early on. Unless it's a car or a home, if you have to finance it. You absolutely don't need it.

Save up your money. What would initially cost you $11,000 out the door is going to cost you $15,000 with interest.
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Old 04-10-2011, 07:15 PM   #10
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Default Re: Looking to finance a Snap-on toolbox.

Pm me, i'll give you the number to a local dealer who lives in ancaster and has a couple routes, one in burlington, and 2 in hamilton
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Old 04-10-2011, 07:22 PM   #11
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Default Re: Looking to finance a Snap-on toolbox.

Quote:
Originally Posted by Gary S View Post
My opinion about financing tools is that it is a big mistake. If you need a larger toolbox, start saving your money and when you have the money in your pocket, get the toolbox you want. The US is in a deep recession today because too many people did just what you are suggesting. They borrowed money that they didn't need to borrow, and they didn't have.
Good post.
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Old 04-10-2011, 07:23 PM   #12
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Default Re: Looking to finance a Snap-on toolbox.

Be patient and attentive to craigslist.
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Old 04-10-2011, 07:30 PM   #13
jethro29
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Default Re: Looking to finance a Snap-on toolbox.

the weekly payments on the 1023 are not that bad.and i say if you want a new box,then get the damn thing.i have four s.o. boxes two at work and two in my home shop.and i have yet to regret purchasing any of them.
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Old 04-10-2011, 07:42 PM   #14
klean63
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Default Re: Looking to finance a Snap-on toolbox.

As nice as the KRL boxes are, have you considered something like this? http://www.strictlytoolboxes.com/hom...l-cabinet.html
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Old 04-10-2011, 07:49 PM   #15
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Default Re: Looking to finance a Snap-on toolbox.

Quote:
Originally Posted by Gary S View Post
My opinion about financing tools is that it is a big mistake. If you need a larger toolbox, start saving your money and when you have the money in your pocket, get the toolbox you want. The US is in a deep recession today because too many people did just what you are suggesting. They borrowed money that they didn't need to borrow, and they didn't have.
that is my exact same attitude.
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Old 04-10-2011, 07:55 PM   #16
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Default Re: Looking to finance a Snap-on toolbox.

Quote:
Originally Posted by loganp View Post
I have run out of space in my Gray tools XT series tool chest and I am looking to upgrade to A snap-on KRL1023. I have checked craigs list and Ebay canada. But nothing has come up..

So I am wondering what are the costs of Financing A Toolbox through snap-on for those that have done it?.. I am trying to get some information before I track down and contact A local dealer..

Thanks, Logan p
Most dealers won't carry a account on a truck for non regular stop customer unless they have some kind of history with and unless SO has changed a dealer would have to put a loan ap in for a large purchase and be on the hook for it along time. I don't see this happening unless you know a dealer personally as you don't work in a stop. To add to it last time I heard tool box percents were over 20 plus %. I would be hard pressed not to look at Montezuma tool boxes or similar. I may look in to another Gray for you Candian guy's and just add to what you have.
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Old 04-10-2011, 08:14 PM   #17
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Default Re: Looking to finance a Snap-on toolbox.

Check out kijiji a little harder. You might have to drive an hour or two but you'll get something better for a good price. These ones will all be sold but something else will come along.

http://ontario.kijiji.ca/c-buy-and-s...AdIdZ267845748

http://ontario.kijiji.ca/c-buy-and-s...AdIdZ270505863

http://ontario.kijiji.ca/c-buy-and-s...AdIdZ272198175
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Old 04-10-2011, 08:45 PM   #18
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Default Re: Looking to finance a Snap-on toolbox.

A word of caution about the stuff from strictly tool boxes... and please, this is in no way a complaint. My few interactions with them have been great, and feel they offer a great product... for Americans.

Ordering to Canada is different. You will have a, shipping bill, customs fees, duty, taxes, and Brokerage fees on top of the cost of the tool box.... and only a 5 year warranty.

Add it all up and your still probably around 50% price of the new snap on box, but what killed it for me was the warranty. If you rely on your tool box to support your income, you will want the guarantee of a no questions asked warranty.
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Old 04-10-2011, 09:09 PM   #19
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Default Re: Looking to finance a Snap-on toolbox.

Quote:
Originally Posted by Jamez View Post
A word of caution about the stuff from strictly tool boxes... and please, this is in no way a complaint. My few interactions with them have been great, and feel they offer a great product... for Americans.

Ordering to Canada is different. You will have a, shipping bill, customs fees, duty, taxes, and Brokerage fees on top of the cost of the tool box.... and only a 5 year warranty.

Add it all up and your still probably around 50% price of the new snap on box, but what killed it for me was the warranty. If you rely on your tool box to support your income, you will want the guarantee of a no questions asked warranty.
Does Snap On warranty their toolboxes for life? I bought mine 11 years ago and don't remember the dealer mentioning anything. I can't see anybody warrantying a box for life...maybe the slides, but that's about it. So which box did you buy from strictlytoolboxes.com and what did all of the other "costs" add up to if you don't mind me asking? Oh, I did not finance mine, I just saved up and gave my mind older box in for a trade and got a great deal. It would probably be cheaper to get a small personal loan at 10% than finance it on the truck for 20%+.
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Old 04-10-2011, 09:22 PM   #20
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Default Re: Looking to finance a Snap-on toolbox.

Im gonna guess since you have been scouring Ebay and CL you have some money already saved up for your purchase. The Next question is does your livelyhood rely on your tools? There is No doubt that 11k is a Hefty price for tool storage but if its how you make a living its a different story versus the 90+% of GJ members who are Hobby mechanics/Home owners. I personally couldnt justify the cost, But my lifestyle doesnt represent a full time Mechanic with tons of specialty tools etc... The Best advice i can give is contact a Local dealer and run the numbers, Its gonna vary from person to person based on Credit/Down payment etc....
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