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Between 485 & 705 SQ/FT Bob Heine's Auto Emporium

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y'sguy

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May 1, 2010
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Location
Tulsa, Oklahoma
I know of this terrible feeling, Bob.
I feel confident your situation is going to work out. And you will soon get all your money returned. They are supposed to be insured for this very thing, none of this makes any of us remain calm and cool. And of course, it happens to us on a Friday just before everything closes.
There outta be a law I tell's ya! (old man shakes cane)
 

jon72vega

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Apr 17, 2013
Messages
3,492
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Niles Michigan
Bob,
That's horrible.
I feel Wells Fargo must be the most frequently targeted bank by scammers.
I have received emails & texts pretending to be from Wells Fargo wanting me to click on a link to "verify" that I didn't make a particular purchase, and I HAVE NEVER HAD ANY WELLS FARGO ACCOUNTS.
 

gman007

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May 17, 2017
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West Michigan
Bob
Sorry to hear with your banking troubles. It really *****!

Unfortunately like many have said here, often it takes a bit of time to work through the frustrating red tape and lack of proper customer support.

We had a somewhat similar issue some years back and after a lot of back and forth eventually it got sorted out. Like y’sguy stated, banks have mechanisms to deal with it and unfortunately this is not an isolated situation and they have many such cases. As frustrating as this process is, it will be sorted out!

Ps
I have never heard anything good about Wells Fargo and Bank of America and luckily have never banked with them. Once this is over, you might want consider banking with another institution.

I have had very good experience with regional credit unions. They are small with less bureaucracy and local branches are always friendly and eager to help.
 
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Bob Heine

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Boca Raton, Florida
The $hit $how continues.
My cell phone has a half a bar signal so I decided to go to the bank without an appointment. Another hour of my life gone with zero help. They allowed the money to transfer to the two new accounts but because they used Liane's first initial to set up the account, my license, checks for both accounts and both Wells Fargo cards (debit and credit) are not enough. Liane has to be at the bank in person before they can verify that she didn't open them. Person who was "helping" me will be out to lunch from noon to 1:00PM so we're sitting on our asses until sometime after 1:00PM.
 

Squankum

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Southeast
We really had a scare with our little cat the past week. ( I call her my "Little Buddy"). She developed something like "restless leg syndrome", could hardly walk, couldn't jump up on the couch, didn't spend any time in my lap. I had tears in my eyes, thinking the worst, that her diabetes and stage 4 kidneys were doing her in and we were about to lose her.... Cheryl thought about bringing her to the vet and asked me if it would be ok if the vet pulled the plug on her. I wouldn't have it. The past few days, she has gotten much better. She got over it. Cheryl feeds her tuna on the kitchen stove every morning. ( Glass top) She thinks Kiwi jumped up on the stove one day after she cooked something and the burners were still hot and my cat burned her toes... Makes sense once we think about it. The cat spent a lot of time, licking the pads on her back feet. Whew, crisis averted!!!

Oh, thank goodness! You never really know how long a cat can live. Nine lives, indeed. Now I hope she doesn't have too-slow healing on those toes from her diabetes.
 

madison069

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Location
Monroeville, PA
Guess I'm fortunate with my BoA account as I've never had any issues with them. I've had a credit card and checking account with them for 24 years now. Was my first account when I started college and first credit card. I've had to haggle them about my checking account fees but, they usually waive the monthly fee after I talk to them.
 

Xti04

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Nov 11, 2016
Messages
2,363
Guess I'm fortunate with my BoA account as I've never had any issues with them. I've had a credit card and checking account with them for 24 years now. Was my first account when I started college and first credit card. I've had to haggle them about my checking account fees but, they usually waive the monthly fee after I talk to them.
The fact they charge you a fee for banking with them is a problem in the first place. They are using your money to make and charging you for the privilege to do so.
 

gman007

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May 17, 2017
Messages
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Location
West Michigan
The fact they charge you a fee for banking with them is a problem in the first place. They are using your money to make and charging you for the privilege to do so.
If I recall right there was also the scandal sometime back, where unbeknown to their customers, they were opening extra frivolous accounts under their customers names and then charging fees for those accounts !
 
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Squankum

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Southeast
If I recall right there was also the scandal sometime back, were unknown to their customers, they were opening extra frivolous accounts under their customers names and then charging fees for those accounts !

Yes. And this was just the first of a series of notable scandals.

I almost responded to this last night, but I wanted to get caught up on this thread before saying anything. Still not caught up, but when I saw this:


Bob, IMHO Wells Fargo is the WORST bank I’ve ever dealt with when it comes to fraud.

My first response was, "Federal regulators agree!"

Egads, this list is longer than I knew:


And the final entry on this list:


Aggressive freezing and closing of bank accounts​

The Consumer Financial Protection Bureau found that, between 2011 and 2016, Wells Fargo had been freezing entire consumer deposit accounts based on automated fraud detection. This freeze extended to the entire account, not just the suspicious amount, and all access to funds was blocked. As a result, customers were unable to access their funds until the accounts were closed and the funds were returned. In 2022, the Consumer Financial Protection Bureau mandated that Wells Fargo provide $160 million in compensation to more than a million individuals, addressing the significant harm caused by its aggressive tactic of freezing and closing bank accounts during the period from 2011 to 2016
 
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Squankum

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Mar 28, 2011
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Southeast
Bob,
That's horrible.
I feel Wells Fargo must be the most frequently targeted bank by scammers.
I have received emails & texts pretending to be from Wells Fargo wanting me to click on a link to "verify" that I didn't make a particular purchase, and I HAVE NEVER HAD ANY WELLS FARGO ACCOUNTS.

Maybe I see more spam than other folks, due to some weirdness with how I do my email, but the spammers just use every large corporation's name like that. Hey you! Your Netflx payments aren't processing! We need your credit card! Costco, Harbor Freight, on and on, they use companies people have generally heard of and try to imitate them with their email.

I see one in my spam file right now for Ace Hardware rewards -- get your Ego leaf blower! The domain name it comes from is "@fm3.mckinneytxhomeinspectr.com" -- somehow I think that's not really the Ace hardware rewards list.

The spam I get from the ghost of a "Sears" company is, sadly, real! 12 stores left and they're still hitting me up via email.
 

madison069

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Nov 5, 2010
Messages
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Monroeville, PA
The fact they charge you a fee for banking with them is a problem in the first place. They are using your money to make and charging you for the privilege to do so.
While I agree, but it's usually in the print if they are going to charge or not before you open an account. If you have $X of dollars being deposited into your account, then the fee is waived. But, in my case I explained to them that I really didn't need the account anymore and I can just close the account today to avoid the fee and they decided to waive it. Only reason I keep it is due to the fact it's my oldest credit card and it helps my credit score.
 

gman007

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May 17, 2017
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West Michigan

gman007

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West Michigan
That's just the recent one. Wells Fargo did it before that! See my Wikipedia link above.
They have no shame and despite all the fines over so many years , they make more money through fraud than they pay in fines so fines are not an incentive for them to stop!

Now if the top executives were send to prison for awhile, then this could have put an end to this behavior. Alas white color criminals always get only a slap on the hand!
 
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rharman

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SoCal
***** to hear about the **** show you're dealing with. Seems scammers are at an all-time high this year.

My wife had her direct deposit changed by a scammer recently. She noticed that her check didn't deposit in the banking account so when she got to the office Monday, she found a printed check in her office mailbox. Apparently, scammers emailed the payroll department a change of direct deposit form to them to change my wife's direct deposit information to their banking account. The payroll department was so stupid to this scam that they automatically made the changes without question. They didn't question the email address, the signature that wasn't even my wife's name, or even question the name of the bank that the checks were to be deposited to now. They wanted to say the hacking was done to my wife's banking account, but I told my wife it was the payroll department that got scammed. Her bank checked her account just to be sure and there's no indication of the account getting hacked. Luckily the payroll department prints the first check when any changes is made, cause if they didn't, they would have been eating a loss of fund due to their stupidity.
At a former employer, the AP department received a call from a vendor notifying us that they were changing banks. Can you see where this is going?

So... A while after the next payment to them (several hundred thousand $$) went out....
Vendor: "Where's our payment?"
AP department: "We wired it to your new bank."
Vendor: "We don't have a new bank."

AP department:
1743708289596.png
 
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Bob Heine

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Boca Raton, Florida
Just so y'all know I'm still alive but today was a $hit $how on $teroids.

Yesterday afternoon, two first class pieces of mail addressed to Liane arrived at our house. Each envelope contained a new debit card for the phony accounts.

At 9:00AM today I met with our Fidelity account manager to verify the two new accounts I set up online had actually gone through. I didn't bring Liane along but I did have to sign a form and bring it home so Liane could sign it. To put money in the two accounts I needed a cashiers check because Fidelity doesn't handle cash. Fidelity meeting was much better than the Wells Fargo session Liane had to physically attend and sit in an uncomfortable chair for almost two hours.

By 10:30 I was back home, had the form signed and finished my cup of coffee. Liane and I counted out $3,500 to take to Wells Fargo and get a cashiers check. At 11:15AM I drove to one of the hospital buildings around the corner for a consult. Our primary care physician found traces of blood in my urine (I wasn't ******* blood and had no pain) and set up this appointment with the urology oncologist who did my prostatectomy. He knows about the radiation and hormone treatments so I was in good hands. After the obligatory shot of antibiotics in my ****, they put a camera inside me (he did warn me it would be weirdly uncomfortable) I watched my YouTube video of the inside of my bladder. Bladder looked fine so he scheduled me for a sonogram on the spot. Sonogram of the right kidney showed two Neoplasms (cysts), one with signs of something hard inside so I'm scheduled for an MRI in six weeks. I was out of the hospital by 2:00PM and headed to Wells Fargo with my wad of cash.

Gave the cash to the head teller who "deposited" it into our Checking account. When he tried to write a check, the system refused and indicated there was a hard lock on the account, he was able to move the cash to the Money Market account, which also had a hard lock on it. Back to the nice lady who helped us the other day and she went through the same process I used to contact the fraud department. They walked her through the process to unlock the account but she said something disturbing: "I've never unlocked or locked an account before." She succeeded with the unlock, the head teller printed the check and the lady locked the account while I watched. It took an hour and I didn't know what time Fidelity closed. Realizing I had the Farking Samsung phone in my pocket (so Liane could call since I had been gone for most of the day -- but I can't call her) so I googled Fidelity's hours and I had until 5:00PM. Leisurely drive to Fidelity in rush hour traffic and the check is deposited in the account at Fidelity. Made it home by 4:30PM.

Going to relax Saturday and Sunday and enjoy a gentle start on Monday so I can drive Liane to her two CT scans and lab tests Monday afternoon. All to make sure her lungs are clear and the kidney cancer hasn't returned or spread.
 

Wiz02

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Location
Southeastern PA
Just so y'all know I'm still alive but today was a $hit $how on $teroids.

Yesterday afternoon, two first class pieces of mail addressed to Liane arrived at our house. Each envelope contained a new debit card for the phony accounts.

At 9:00AM today I met with our Fidelity account manager to verify the two new accounts I set up online had actually gone through. I didn't bring Liane along but I did have to sign a form and bring it home so Liane could sign it. To put money in the two accounts I needed a cashiers check because Fidelity doesn't handle cash. Fidelity meeting was much better than the Wells Fargo session Liane had to physically attend and sit in an uncomfortable chair for almost two hours.

By 10:30 I was back home, had the form signed and finished my cup of coffee. Liane and I counted out $3,500 to take to Wells Fargo and get a cashiers check. At 11:15AM I drove to one of the hospital buildings around the corner for a consult. Our primary care physician found traces of blood in my urine (I wasn't ******* blood and had no pain) and set up this appointment with the urology oncologist who did my prostatectomy. He knows about the radiation and hormone treatments so I was in good hands. After the obligatory shot of antibiotics in my ****, they put a camera inside me (he did warn me it would be weirdly uncomfortable) I watched my YouTube video of the inside of my bladder. Bladder looked fine so he scheduled me for a sonogram on the spot. Sonogram of the right kidney showed two Neoplasms (cysts), one with signs of something hard inside so I'm scheduled for an MRI in six weeks. I was out of the hospital by 2:00PM and headed to Wells Fargo with my wad of cash.

Gave the cash to the head teller who "deposited" it into our Checking account. When he tried to write a check, the system refused and indicated there was a hard lock on the account, he was able to move the cash to the Money Market account, which also had a hard lock on it. Back to the nice lady who helped us the other day and she went through the same process I used to contact the fraud department. They walked her through the process to unlock the account but she said something disturbing: "I've never unlocked or locked an account before." She succeeded with the unlock, the head teller printed the check and the lady locked the account while I watched. It took an hour and I didn't know what time Fidelity closed. Realizing I had the Farking Samsung phone in my pocket (so Liane could call since I had been gone for most of the day -- but I can't call her) so I googled Fidelity's hours and I had until 5:00PM. Leisurely drive to Fidelity in rush hour traffic and the check is deposited in the account at Fidelity. Made it home by 4:30PM.

Going to relax Saturday and Sunday and enjoy a gentle start on Monday so I can drive Liane to her two CT scans and lab tests Monday afternoon. All to make sure her lungs are clear and the kidney cancer hasn't returned or spread.
What a ridiculous mess Bob. Bad enough to have to deal with Liane's and your health issues, but the unnecessary stress of jumping through the Wells Fargo financial hoops of fire is intolerable. Your ordeal sounds like a 2025 updated version of Catch-22.

I am not a litigious person, but I would discuss your situation with an attorney.
 

CNC_RICK

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Nov 12, 2016
Messages
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Location
Wisconsin
Thanks, everyone, for your thoughts and best wishes on my little cat. She really is the best. I realize it takes takes me a bit of time to respond to everyone but I really do appreciate it. I realize that I talk about things like this on Bob's thread, and by no means want to steal Bob's thunder. I only pick things to talk about that I think Bob "has been there, done that" type of subjects.
 

CNC_RICK

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Wisconsin
I wish I could do small parts of your responses to do justice to you, Bob. But I'm not smart enough to do that. In anyhow, I've talked slightly about Miss Kissa, from just a few years ago. Kissa could've been related to my little cat, Kiwi. I don't think they knew each other, but they were about one in the same as far as kitties go. Both of them spent much time in my lap and I loved Kissa dearly. Kissa, sadly, developed cancer in her face and, after a while, I stopped taking pics of her, in her honor. She was exactly like Kiwi and Kiwi reminds me so much of her. I've had many cats own me, and I never show favorites, but these two cats really stand out to me.
 

CNC_RICK

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Wisconsin
Quite frankly, Bob... I feel that I'm not keeping up with everything that's going on with the thread, pull up a chair... I feel bad about it. I feel that it's a bit easier to keep up on your thread. Don't get me wrong... The chair thread got me out of my shell in the first place and I really appreciate that. But it's really getting popular and that's a good thing, but I can't keep up lately and hate that I'm not involved as much as I want to be.
 

M.Brane

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I kicked WF to the curb back in 2010 when they consistently showed $20-$30 less than my balance in Quicken despite all the transactions lining up. When asked to explain this they couldn't so I told 'em if they couldn't do simple math they couldn't be my bank. If they do that to all their customers that's a big chunk of change.

I transferred my money to a regional bank, and have been happy since. F the big banks. They all ****.

Interesting thing about WF is they were bought out by NorWest Financial. NWF had such a bad rep that they ditched the NWF name, and assumed WF. That's when all the trouble started.
 

taumac

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Joined
Aug 30, 2011
Messages
8,104
Location
Brooksville, Fl
Dan (@Dan in Pasadena) kinda nailed it when he wrote: "The only thing worse than not having sprinklers, is HAVING sprinklers!"

My sprinkler system has the flu or maybe Long Covid. Started with the indexing valve cover. Cured that and discovered a sprinkler at the end of the driveway was gushing water. It was one of the Toro 570 pop-up spray heads. The ring that screws onto the housing had been cut off and the guts of the sprinkler head scattered around. Screwed a new top and innards on the old housing and called it cured.

The big sections of my yard have large RainBird pop-up impact sprinkler heads but the smaller sections and edges of the yard have the smaller Toro 570 pop-up heads that work quite well to spray water in different patterns. They are meant to attach directly to 1/2" Tees in the underground PVC pipe system.
Toro 570 - 1.jpg
The guts include a pipe of varying lengths (this one is a 6-inch), a gray guide ring at the bottom, a spray head on top and a spring that keeps the spray head and pipe below ground when there is no water pressure in the system.
Toro 570 - 2.jpg
Today I discovered the 'cured' sprinkler head was gushing water again and the thing I thought I had screwed back on was no longer attached to the housing. I removed the housing from the ground and discovered the damage from the first case of sheared off head had damaged the threads on the housing.

Once you remove the housing from its hole in the ground, it's quite likely dirt will fall into the Tee and eventually clog the spray nozzle. I normally just screw the new housing in and turn on the sprinkler to flush it out. It's quick and easy to just screw the assembled sprinkler in the hole but that means the spray head might be pointing in the wrong direction. That gray ring prevents the spray head from rotating so the guts have to be pulled and after lining up the spray head, sliding it down into the housing and tightening the top ring. I end up being unable to unscrew the guts without rotating the housing so the whole mess comes out of the ground and I start over.

I thought Toro or someone else would have a wrench to install and tighten the housing into the Tee fitting. No luck so I grabbed that piece of wooden shovel handle and made my own wrench. Cut four slots in the wooden handle to line up with the four tabs inside the housing and voila, I have a custom tool.
Toro 570 - 3.jpg
It worked great to get the housing back in the hole and tightened on the underground fitting. Cycled the sprinkler system until it flushed out the housing before re-installing the new guts into the new housing.
Toro 570 - 4.jpg
Now that I have this tool, I need a way to remember what the hell it's for so I planed one side of the handle and put a label on it.
Toro 570 - 5.jpg
I'm so proud of myself I hurt my shoulder again trying to pat myself on the back. Put all the tools away, took the new labeled chunk of wood to the shed and put it in the sprinkler head cabinet. Last task of the day was to run the sprinkler system manually through its cycle. Something in the next section didn't look right. There was a dry patch next to the road and when I looked toward my neighbor's driveway, I saw aother sprinkler head gusher.
Toro 570 - 6.jpg
Back to the shed, retrieve the tool, rinse and repeat. It appears the sprinkler housing wasn't tightened and it popped off the few threads holding it in the Tee fitting.
Toro 570 - 7.jpg
I put the guts back in the housing and called it a day. I'll have to manually cycle the system again tomorrow to be sure the fixes hold.
Hey Bob I hate to tell you but that’s an upgraded toro 570 head. The gray ring is actually I indexing ring. You can pull pop up tube up and rotated left or right. I been replacing my 570 with these K Rain heads. You can adjust head for direction and adjust nozzle for how much of an angle you need.

IMG_0647.jpeg

IMG_0648.jpeg

Here’s how I flush heads.

IMG_0649.jpeg

Get yourself small spring clips from HF. Pull pop up part up and take out nozzle.

IMG_0650.jpeg

Now you can flush line and no worries about debris getting back in head. Now I have used the older 570 heads without the gray ring which you did have you use the tool and technique to align spray pattern to where you wanted it. The newer 570 you don’t have to. If you pull one part and remove gray ring you should find something like this. Unfortunately I don’t have a newer 570 around.

IMG_0651.jpeg

It’s same idea on this old Hunter pop up head

IMG_0652.jpeg

That tool is great idea for installing sprinkler body. That reminds me of something my late father in law would make up. I have to admit I do have a love/ hate relationship with sprinkler systems. I think I revamped my system at least 3 times between timers, valves, and heads. If you ever change out your rotary heads I can’t suggest theses more.

IMG_0654.jpeg

What’s nice about these is they have 4 built in nozzles.
IMG_0653.jpeg

I instead of a set nozzle or having the older plastic insert which are a pain in *** to get out these are built it. Not bad price at under $15 at Lowe’s. I run mine on 3 which gives me bigger water droplet and run for less time. They run flawless for years besides people parking on my lawn near street and breaking them. One of these days I need to swap my K2 out for these in back yard.
 

CNC_RICK

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Nov 12, 2016
Messages
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Location
Wisconsin
Bob, my apologies... I realized that I got a couple of pages behind on your thread, talked about my cat with sore toes.... Meanwhile you were dealing with your bank and probably didn't care about my cat... Hope things shape up soon with your bank.

I can tell you that I am fully caught up with both threads now.. yours and pull up a chair. I can say that as of Friday morning.. since the weekend comes and goes, I have more catching up to do... Lol.

One of the things I've learned on Squankums link to Carrol Smith was, to begin with, bedding in brakes. Since I was there, I spent time looking through FAQ, things like that. One thing really stood out to me... You have your master cylinder full of brake fluid. As your brake pads wear, the level drops in the MC. As time goes on, the level drops to the point that a dash light turns on, that your level is low... I took that as a sign to add more DOT3 to the reservoir... What the real underlying idea behind this is that it's time to replace your pads... What a novel idea!! I always took that as a sign to add fluid and let the squealers speak up when things become important. Carrol said that sometimes the pad on the inside wears faster than the outside pad. If you depend on the squealer on the outside pad, at that point, it could be too late... And there's people like me out there, fixing cars... Lol.
 

Geoff289

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Nov 10, 2013
Messages
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Location
Melbourne, Australia
Gee Bob, so sorry to hear about your bank account dramas and hope it gets sorted out.

You made a reference to intending to find a human being to deal with face to face. The difficulty in dealing with any large commercial or government organisation in this day and age is one of my great irritations. They all seem to go out of their way to make it as difficult as possible for any customer to deal with them, a pity they don't make it just as hard for scammers.

One of the common frauds down here is scammers electronically intervening in property sales processes. We have some friends who were victims of this. As I'm in the process of selling my late mother's house on behalf of her estate I'm hyper aware of the risks and triangulating all information received by email etc.

I've got everything crossed for you.
 
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