I'd like to thank everyone who gave input to my question. I purchased an insurance policy yesterday that will cover my house up to full replacement value and my garage ("other structures") for up to $50,000. I appreciate your responses.
I appreciate the input everyone has given. The problem I've encountered with insurance companies is that my garage would fall under "other structures." This category of the policy is usually 10% of the insured value of a house and is included in the cost of the policy. I believe that my...
I just found this forum and am looking forward to spending some time on it. I retired two years ago and moved from Southern California to Central Oregon. Two years prior to our move, we purchased a house in Oregon that included a very nice free standing two car garage. I enjoy doing a lot of...
I am in the process of purchasing a homeowners policy and want to make sure that I have enough coverage on my free standing garage. I was hoping someone could give me a rough estimate of what one would cost to build so that I don't under or over insure under "other structures" of my policy. It...