The power company engineer came out. It seems I have three options.
Install a panel board
Put the meter and main panel on the garage and run new wire to a sub panel at the house. This involves boring under driveway and patio. (About 80 feet).
Additional meter on garage and pay $8 per...
Good news. I called the power company to find out what a separate account with separate meter would cost. It’s only $8 a month plus the cost of electricity and taxes. I can pay $96 a year for a lot of years and still spend less than running a bunch of wire will cost.
Hello all, I am the home owner that has been asking Zeke these questions on another board. I'm glad he directed me here.
I'm not doing any of this work myself, it's all between the utility company and the electrician. The general contractor was assuming we would run 300 feet of 4 conductor...