Recent content by shopoholic

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    Shop/garage finance

    Well decided to just get the appraisal and see where I stand. I could take up to 50k line of credit. So I could come up with enough to build the shop. Due to the shape I think the country is heading I will wait a bit more and see how this plays out though. HELOC rates are 4-5% currently and...
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    Shop/garage finance

    Never got notified there were more comments... Clarification.. we bought a home sitting on a one acre lot. when purchasing we asked about the 1 acre lot beside it that had not been built.. bought that too so 2 lots @ 1 acre each. We are just barely in the city limits, small town, 1500 ish...
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    Shop/garage finance

    Yeah good point. I would HOPE it would do better in the market. Every time I get a raise I do half of that towards 401k before I see the check, so I probably am in the minority that can answer yes to that. For debt I don't mind a home loan and one vehicle at a time.. everything else is...
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    Shop/garage finance

    Not relying on but trying to do this building efficiently. IF I could get a HELOC or financing for a lower interest rate 3-4% then why use cash. It would serve me better in the market at that point. But its quickly looking like the interest rates are just going to kill any ideas of thinking this way
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    Shop/garage finance

    I have been researching as well and finally got tired of conflicting information so I posted here. Just got off the phone with a bank that someone I know used for his... not sure if he did HELOC or not but the bank said they could do up to 50k for 84mo at 7-10% for a building but she would not...
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    Shop/garage finance

    We have equity but not enough for 50k yet, closer to half that, plus just refinanced last year at 2.625% from 4%. Rates are around 5% right now so yeah almost double Current home is sitting on a little over 2 acres, we bought the empty lot next to ours. What's the thoughts on maybe adding a...
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    Shop/garage finance

    This may seem stupid, I know a lot either use a HELOC or cash, but for those of you that financed who did you go through? Looking at doing a 40'x60'x12' pole barn.
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    The Best Light Fixture Ever!

    I found a company that met/beat any price I could find on the maxlite fixtures on page 1. Bought them from AtlantaLightBulbs.com even had free shipping. cant wait to get them in 5-7 business days! (14) maxlite LSS2XT8USE4803 fixtures (30) James – ZY-T8-18W-1200-BIXX-5000K bulbs Total: $480
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    Light Fixture Layout Collections

    kind of off topic but at that angle it almost looks like that trailer isn't going to come out of there without letting the air out of the tires ha
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    The Best Light Fixture Ever!

    Yep that's the ones I was referring too, and I had them in my cart almost $500 in lights and I didn't want to drop it at that time. picked up a project car for a steal instead. should have bought the lights too dangit.
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    The Best Light Fixture Ever!

    Correct me if wrong but bee's lighting is showing that they went up to $20.91 each, almost a $5 raise
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    Light Fixture Layout Collections

    do you dim yours often? I thought about two rows but then the lights would be right over the truck and or boat and I didn't want that to affect light output.
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    planning and modeling

    yeah so update... I have pretty much ditched that whole concept that I had modeled up. Drawing up new plans in the next few weeks.. purchased a 1974 dodge charger to restore (pretty rust free, needs both rockers and a quarter panel as far as I can tell) so I need to get started on the building...
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    Light Fixture Layout Collections

    Thank you sir, I believe I will go with this setup then. looks like (12) https://greenlightdepot.com/collections/led-linear-high-bays/products/lhb-110w-with-lens-and-w-o-lens?variant=36041819012 I recently confirmed however that the side walls are 11-12' so im not sure if the two outside rows...
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    Light Fixture Layout Collections

    Re: gt1guy 50' x 80' x 18' (16' Walls) My father in law just built a 30'x40' with 15' walls and a 4/12 pitch i do believe with a 15' overhang on one side. Two bays on the main part but only one will have a boat parked in it most of the time. He mentioned a ceiling fan in it, i would assume...
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