That's an odd instruction unless your engine is turbocharged or supercharged. What altitude do you operate at?
I'm puzzled since you are from CO too. For the lowlanders out there, our gas pumps usually provide 85, 87,
and 91 octane. I have the belief that low altitude 87 is the same as our 85 but it measures differently at 6,000
feet.
To answer your question, the engine is a 6.2 liter V8 in a '17 F-350. Cutting and pasting from the owners manual
(I feel compelled to check due to my geriatric memory)
"Some fuel stations, particularly those in
high altitude areas, offer fuels posted as
regular unleaded gasoline with an octane
rating below 87. We do not recommend
these fuels. ".
I live at ~6.250 feet. To answer an unasked question I have tried 85 and could not detect a difference.