I have a lift that doesn't have the overhead bar - the cable and hydraulics pass through a floor plate. Here's a pic - this is as high as I can get the car (the rear hatch window is about 2" from the garage rail - I can just "tink" the last safety stop and then depressurize the hydraulics without hitting the window

note the tape on the left lift pillar, that's my mark). It's a Gemini GP-9F. Pardon the mess. I'm a pack rat. But you'd be amazed at what I can dig up when I "need it".
Floor plate lift
I can park a car (Camaro) underneath, and frequently do. My shop has a 12' roof, but inside due to the trusses it's only ~11 ft. The posts are about 9' tall. The previous owners of the house built the shop, and put in a 12 foot wide door (arrgh) - that's why the car has to go in at an angle. If you don't have a shop built yet, I'd recommend planning ahead and going for a full height lift (they're 144" tall at the overhead beam), and a door that won't get in the way.
My buddy (whose car that is) is trying to talk me in to a roll up door on the shop, so we can go to full height. I'm having a tough time justifying the $$ for the extra 1 foot of height though. And I'd lose my electric opener.