Buy low/mid SEER, single stage, keep it simple! All this variable speed, inverter driven equipment takes a good tech to get it installed and working properly and most will not take the time. Also, it is not as dependable as the plain Jane single stage equipment. Any savings on utilities will be easily spent on service calls.
I had a friend build a home and bought a Bosch cold weather heat pump set up. The guy that installed it couldn't get it to work properly and he was a dealer and installed many of them. After the first year was up the contractor told my buddy, no more warranty, and he was charging for every service call even though he never got the unit working properly from day 1.
My buddy asked me to take a look. He was a few miles out of town so one Saturday I ran out and spent a couple hours looking the unit over, I went back a week later after cramming in some time studying the manuals and thinking of options. This was equipment I had never seen before. I spent an hour on he second trip and when I left it was working like it should have been from day one. All I did was add an out door sensor to the existing thermostat and reprogram the 'stat and it worked great. Why the original installer couldn't figure it out I will never know.