What do they kick down the door and go at it with a breaker bar? (the new 3ft one

) ??? I didn't know SO drivers repo'ed their stuff on their own...I guess it makes sense to
LOL.
I saw repo's 2 to 3 times a year on a production floor of 300+ folks.
Most buyers that ended up with repo'd boxes were contract workers that just got hired full time and got greedy and then figured out that the weekly pmt. was too much.
After the legal time and paperwork was completed, our driver would come during the shift the worker was not there, on the weekend via mgmt assisatnce , or some other routes, and ****** teh box.
If just the box was delinquent, our driver was nice enough to round up cardboard boxes for the tools in the cab and place them in the boxes and off goes the cab.
If there were major tool pmts. in arears, the driver would grab those tools or tools that equaled that cost.
A few repo's were guys that quit while in arears hoping to sneak in and get their box via a buddy and teh driver had to act fast to grab the box.
With an open industrial accnt. of 10's of thousands of dollars we had with our driver, mgmt. always worked to keep the driver ahead of teh cost liability curve with employees re: tools and boxes.
You find deadbeats in all areas of pmt plans and purchasing.
That's well known.
So while you're right about the average GJ member

and how we perceive a typical truck customer, there's a higher percentage of people overall who are eying deals outside the truck that will be there in a few days shipping; just about as fast as the truck's next visit.
Regarding trade-in value, a high-trade-in is offered to more easily make a deal on a full-price new item. At least that's the case from all the anecdotes here on SO box trade-ins, the Milwaukee drill trade-in deal posted a while back at limited retail outlets etc. etc. So dollars to doughnuts, I'm saying the SO man is better vested by selling a new combo wrench than a used one.
So do you actually have a weekly Snap-On driver that comes to your place of business that serves you, your co-workers and your business's tool buying needs, or are the "anecdotes" of what you read, see and hear here on GJ and in the interwebz the basis of your replies?