Thanks for the tips. I have never heard of oiling things as you drill. I was down at my fence with a generator running the drill working off my tailgate so I had no real way to hold things.
So was this a fixed speed corded drill? Too higher speed, no pilot hole, no cutting lube, those would be your main problems.
If you ever stop making swarf (chips) then stop straight away. It's time to rethink your approach because you're doing something wrong.
Heat is caused by a combination of two things, speed and pressure. The rate of heat production is actually just the product of speed times pressure. So if you're burning bits you have to slow down.
You might think that using lighter pressure would also work, but unfortunately it has the opposite effect. Once the drill stops cutting and is just spinning in the hole then there's nowhere for the heat to go, so that's the very worst thing to do. When you're applying enough pressure to keep it cutting then a significant amount of the heat is shed via the chips that are coming out.
So you absolutely must have a good steady pressure and keep it cutting at all times. But you cant always get enough pressure to do this with larger sizes in a hand drill, so that's why you need a pilot hole. It greatly reduces the amount of pressure that you need to keep it cutting.
So remember.
1. Pilot hole.
2. Good steady pressure - you have to keep it cutting.
3. Slow it down with larger sizes.
4. It won't hurt to use some cutting lube either.
PS. The exception to the above is just as the drill breaks though. This is always the trickiest part, especially with a hand drill. Try to be as aware as possible of when the drill is just about to break though, and increase the speed and reduce the pressure only at this point.