My 1 bed apartment is all powered off the dryer's 20 amp 240v circuitA 600SqFt loft needs 100A? Wadda ya doin' up there, mining bitcoin? LOL
Honestly though, I haven't had a breaker pop from lightning since I was a child. I don't know if modern breakers are just better now, or if grounding is better, or what. But I have literally never tripped a breaker in my adult life without overloading it or shorting it.