Craftsman has used many companies to make its meters (including Fluke). Some are ****. Most are OK and I suspect all are honest about their CAT ratings. The meter above is made by CEM
http://www.cem-instruments.com/en/Product/type2/id/686
I think Dave Jones did a review of one. I tried out a Southwire version. It was OK. Slow continuity buzzer and slow screen update speed. Still, not a bad meter and the internal safety construction was OK.
I get the concern about meter safety. I will never suggest people look at a meter with unfused current shunts. However, if a meter is made by even a semi-reputable brand (Uni-T is in that bucket) and they claim to have CAT II or CAT III ratings I will trust them. I certainly don't need a CAT IV meter to work on my old 12V car (excluding hybrids/EVs). I don't need my Fluke 187 to tell me there is 12.8V at my radio ACC wire or that the trailer light voltage drops to 9V when the brake light is on. There certainly is a difference between measuring a 480V power line, a 120V lap cord and a 12V car battery.
I do mostly agree with you and rlittman*, however...
Uni-T is not that great - screws through their current traces (over solder mask so it's not like they're even helping carry the current):
. This is the specific video I always have in mind when I avoid recommending this meter to people. I have seen teardowns of some other Uni-T stuff that seemed to have fewer problems (oddly enough, I have been considering buying their insulation tester as it seems to be better built, and I don't know of many nice insulation testers that aren't very expensive).
and also, OP doesn't only use his meter with 12VDC. He said that's what he mostly would use, but later recounts using a cheap meter on mains and frying the meter.
A meter used 99.9% for low voltage isolated DC and 0.1% at 240v is still a meter that is used at 240v. If you or a friend have an electrical issue in the house, is there
any chance this meter will be used to diagnose it? If even a slight chance that it would, then buy a decently safe one.
The EEVBlog video with that Extech showed not just that bodge, but components jammed in so close that not only is a short likely, but one of the leads of one of the components literally WAS touching. As for the Craftsman thing, if they use good OEMs sometimes and mediocre or bad ones other times, why buy them? You could buy a meter from a company that ONLY sells decent to good meters. You don't have to pay $500 for a decent meter. A nice Brymen is around $100 or something, maybe slightly higher. The very specific reason I'm anti-Craftsman here is that, when it comes to safety, a company's product line shouldn't be hit-or-miss. If you buy a Fluke, you ARE buying a good meter. If you buy a Gossen, you ARE buying a good meter. If you buy a Keysight/Agilent/HP, you ARE buying a good meter. If you buy a Brymen, you ARE buying a good meter. If you buy a Craftsman, you are buying.... ????
People want to only spend $10 or $20 on everything. I think most people who can afford a $20 meter can also afford a $120 meter, even if that's 5x more cost.
* Because this is a topic that interests me, I've replied to this thread several times, and have disagreed with some specific points some people have made, but there is no major disagreement to be found. Replying several times (as I have) makes someone (me) sound more argumentative than they may intend.