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1000SqFt Retirement/ Tax Accessor

karoc

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Dec 19, 2017
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Hemphill Tx
Well I found out that Tax Accessor’s are out with Google Earth pictures looking for any reason to up taxes. It appeared that they don’t mind getting out and going inside a house being constructed looking around. This year we paid taxes on place just consisting of older garage. But looks like for 2025 our taxes be going up due to what’s being built. Guys I never new that they could invite their selfs in a persons property and look around. I’m guessing they get paid commission on what they find that’s not on their paper work. A friend who lives in area had one of those portable bldg installed on blocks, and had one of those carport kits installed and Tax Accessor ask him how long they been there which he replied about 6 weeks. So they added those improvements to value. I always thought that it had to be anchor to ground to be tax. Like lot people that put trailer houses instead of slab so taxes be cheaper. 🤬Moving to get away from high taxes but they found me. Again them coming on my property, guess they have more power than Game Warden
 
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tez929rr

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Welfare, TX
Well I found out that Tax Accessor’s are out with Google Earth pictures looking for any reason to up taxes. It appeared that they don’t mind getting out and going inside a house being constructed looking around. This year we paid taxes on place just consisting of older garage. But looks like for 2025 our taxes be going up due to what’s being built. Guys I never knew that they could invite their selfs in a persons property and look around. I’m guessing they get paid commission on what they find that’s not on their paper work. A friend who lives in area had one of those portable bldg installed on blocks, and had one of those carport kits installed and Tax Accessor ask him how long they been there which he replied about 6 weeks. So they added those improvements to value. I always thought that it had to be anchor to ground to be tax. Like lot people that put trailer houses instead of slab so taxes be cheaper. 🤬Moving to get away from high taxes but they found me. Again them coming on my property, guess they have more power than Game Warden
They are not supposed to be on your property without permission. But they will use satellite photos and I think they can use drones (our appraisal district does not). We built a new building and they called and asked for permission to come look at it and we denied it.

I’ve been on my appraisal district board for a year now and it’s pretty interesting. The state comptroller’s office drives most of the stuff that annoys everyone.
 

Youngandfree

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Dec 29, 2020
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VA
How do you know they wandered around your construction site? Did you have to get a building permit?
 

jar944

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Northern VA
The GIS department uses change detection software to highlight areas of change (like new buildings) then verify these changes on the latest imagery.

They will measure and assess off the latest image.
 
OP
K

karoc

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Dec 19, 2017
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Hemphill Tx
I was told that they have to ask for permission to enter your property. I wasn’t there so she just help herself. If I was there I could have answered questions just like my neighbors.
 

My Old Tools

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Jun 4, 2014
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5,434
Location
Hamrick Lake, TX
Well I found out that Tax Accessor’s are out with Google Earth pictures looking for any reason to up taxes. It appeared that they don’t mind getting out and going inside a house being constructed looking around. This year we paid taxes on place just consisting of older garage. But looks like for 2025 our taxes be going up due to what’s being built. Guys I never new that they could invite their selfs in a persons property and look around. I’m guessing they get paid commission on what they find that’s not on their paper work. A friend who lives in area had one of those portable bldg installed on blocks, and had one of those carport kits installed and Tax Accessor ask him how long they been there which he replied about 6 weeks. So they added those improvements to value. I always thought that it had to be anchor to ground to be tax. Like lot people that put trailer houses instead of slab so taxes be cheaper. 🤬Moving to get away from high taxes but they found me. Again them coming on my property, guess they have more power than Game Warden
If you post it "no trespassing" they can't enter. They will use aerial photographs and they can measure square footage from them. Our neighborhood is gated, they can't enter. When I built my shop they found it pretty quickly from overheads. I got a letter with their assessment. I called the appraiser and told him that 360 sf was open shed and the rest was pole barn for storage with minimal lighting. That's the way it is assessed. For years they had the square footage of the house under computed because of overhanging trees (previous owner). No building permits or inspections here, so they can't see remodels and such.
 

Jackfre

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Dec 26, 2010
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N CA
I’ve lived around the country some and there are those “low-no-tax” areas that seem to get you one way or another. No income tax but look out for school and property taxes. The Piper finds a way to be paid.
 

75gmck25

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Jul 21, 2014
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Alexandria, VA
Texas does not have income tax, so property tax rate is much higher and that generates the income needed for schools, etc. The have been using aerial means to verify property changes for many years. It is one cost of living that I don't think many folks realize until they move there and get the first property tax assessment and bill.

Unless things have changed, Texas car insurance rates are also quite high (my car insurance dropped about 40% when I moved from Texas to Virginia), which I could never understand.

One common "tax dodge" I saw in Texas was that when you built a nice house on a ranch you fenced the house right in with the livestock grazing area. My understanding was that if you fenced it off separately, then it was taxed as a residential house. If you did not, it was part of the ranch and taxed at a lower rate.
 

zendriver

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Indiana
In most cases, why would a "Tax Assessor" even need to enter a structure? Especially one under construction, with presumably a building permit. :dunno:
 

67carl

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California
You can request Google Earth to blur your house, effectively blocking anyone from seeing it using that service. However, there are other services, and even drones are used. My parents got one of those letters from their insurance company threatening to cancel coverage if they didn't get leaves off the shingles.

Going the blur route is one-way. Once done, it cannot be undone. Even by future owners. Very strange.

Screenshot 2024-12-08 075325.png
 

tez929rr

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Welfare, TX
In most cases, why would a "Tax Assessor" even need to enter a structure? Especially one under construction, with presumably a building permit. :dunno:
For one thing, residential construction is rated in terms of quality level. Otherwise they make their best guess. We are lucky in that our home is older so we fall into a lower custom home quality level.

No residential permitting in unincorporated areas, so there is no permit for the tax assessor to review.
 

tez929rr

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One recent issue is that property insurance companies review wildfire risk and either cancel coverage or raise rates accordingly. Like the leaves in gutters mentioned above or trees too close to structures. We encounter properties where we can’t get fire apparatus anywhere close to the structure.
 

zendriver

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Indiana
For one thing, residential construction is rated in terms of quality level. Otherwise they make their best guess. We are lucky in that our home is older so we fall into a lower custom home quality level.

No residential permitting in unincorporated areas, so there is no permit for the tax assessor to review.
That sound's like a real hassle for tax assessors.

No wonder they are nit-picky.

No building permits sound's like a winner as well :headscrat
 

jar944

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You can request Google Earth to blur your house, effectively blocking anyone from seeing it using that service. However, there are other services, and even drones are used. My parents got one of those letters from their insurance company threatening to cancel coverage if they didn't get leaves off the shingles.

Going the blur route is one-way. Once done, it cannot be undone. Even by future owners. Very strange.

Screenshot 2024-12-08 075325.png

County level gis offices use satellite images or air photos separate from Google earth's imagery.

Thinking Google is the only one purchasing satellite imagery is very short sighted.
 

krapie

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Location
Bluffton, IN
You can request Google Earth to blur your house, effectively blocking anyone from seeing it using that service. However, there are other services, and even drones are used. My parents got one of those letters from their insurance company threatening to cancel coverage if they didn't get leaves off the shingles.

Going the blur route is one-way. Once done, it cannot be undone. Even by future owners. Very strange.

Screenshot 2024-12-08 075325.png
Your ‘AI’ overview, is correct, but step 2 it is only for their street view imagery, not able to request they blur the aerial imagery.

I know of very few tax appraisers that use Google imagery. The majority use a service similar to Eagleview, with both straight down and oblique looks and the ability for measurements. Insurance and contractors are some of their biggest clients. Have you received a quote for roof replacement a few days following a hail storm, or hurricane? All done from a computer, no onsite visit Required.
 

astrohip

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Mar 7, 2015
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338
Location
Brenham TX
I've found the more courteous you are to the CAD office, the better your chances of being treated fairly. If you deny them entry, they will often appraise high. After all, what's the incentive to appraise low? Just let them see what's what, and get a fair appraisal. If you think it's too high, file a protest. [Aside: this is in TX, can't speak for other states]

As far as new const, they can only appraise it for it's current worth, not its ultimate value. If it's 50% complete, then it gets a 50% appraisal. That's the law.

There's an old abandoned shack on our property, hidden in the woods. We call it the Haunted House. One year, it shows up on the tax bill, at $12,000 (value, not tax). I call them, explain that it's worthless, and I'd tear it down but it's more trouble than it's worth They asked to see it. So we made an appt with them, they came and looked at it, realized it was barely standing and had no value, and removed it. All it took was a conversation.

Treat them like people, not enemies, and they're quite likely to do the same to you.

I remember when I first bought a house, about fifty years ago, and got a prop tax bill. Never even knew there were prop taxes. I was talking to my dad, complaining about it. He told me he thinks of taxes as the rent you pay to live in this country. He didn't want to pay one more cent than he had to (he grew up in Depression Oklahoma), but he also wouldn't cheat, ever. I've always remembered that phrase, "rent you pay to live in this country". People always want lower taxes, but how will we pay for everything?


One common "tax dodge" I saw in Texas was that when you built a nice house on a ranch you fenced the house right in with the livestock grazing area. My understanding was that if you fenced it off separately, then it was taxed as a residential house. If you did not, it was part of the ranch and taxed at a lower rate.
Not exactly true. They will always tax a house as a house, even on an ag-exempt property. They will pull out the land and the house from the rest of the property, and tax it at full value, even as the rest is ag-exempt-lowered. It helps to fence off the house, so you can show how little property is not exempt; otherwise they can claim as much as they want. That's why you fence it. But it won't avoid the prop tax on the house.

You can claim any buildings that are used for "ranching or ag" as exempt, but if you claim what is obviously a house, they won't allow it.
 

elmer

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Apr 7, 2016
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246
Location
Detroit
I have a house and pole barn on 5 acres out in the Boones. Come home one day from work to find a bus card on the front door.
Business card is from twp tax assessor, note says xxxxx twp tax assessor was at your house today Sorry We Missed You.
When I spoke with the guy he said yes your taxes are going up because we see your basement is finished and you also have a floor in your barn.
The only way to know any of this is to look in my windows.
 

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PhantomEB

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Medicine Hat, AB, Canuckistan
I have as well the Previous owners have invited them into the Backyard solely to see the garage is NOT 34 ft deep, the last 8 feet of trusses are there to be a covered patio off the garage.

The time the guy came here and said FFS I got to put a Permanent note on this parcel that the Garage is NOT 34’ deep no matter what the satellite shows.

I will keep on this fight until I do eventually close in the patio for an enclosed bbq lounge out there, I so want to use half garage doors on the ends with All glass like the bars do.
 

Youngandfree

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Dec 29, 2020
Messages
877
Location
VA
You can request Google Earth to blur your house, effectively blocking anyone from seeing it using that service. However, there are other services, and even drones are used. My parents got one of those letters from their insurance company threatening to cancel coverage if they didn't get leaves off the shingles.

Going the blur route is one-way. Once done, it cannot be undone. Even by future owners. Very strange.

Screenshot 2024-12-08 075325.png
That just blurs the streetview. It still leaves the aerial view. My house is blurred.
 

tez929rr

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Dec 26, 2005
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Welfare, TX
That sound's like a real hassle for tax assessors.

No wonder they are nit-picky.

No building permits sound's like a winner as well :headscrat
Here is our experience. We built a 2400 sq ft red steel shop (storage with water and power) in 2004. Took them 5 years to find it; they hit us for two years of back taxes. We built another red iron building, same square footage with power, water, and a new septic system. Inside is finished and climate controlled. They found it within a few months and called and asked to come look at it. We said no, and the two buildings are appraised exactly the same.
 

67carl

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Dec 10, 2013
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3,893
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California
County level gis offices use satellite images or air photos separate from Google earth's imagery.

Thinking Google is the only one purchasing satellite imagery is very short sighted.

From my post - " However, there are other services, and even drones are used."
 

Rusty Wrench

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Aug 19, 2021
Messages
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There are some occupations that cannot be guilty of trespass by authority of State statute. As a surveyor, I am one of them. Utility workers are another. I have had to do measurements under police presence. We can be held liable for damages but not mere trespass. I do know this extends to some, but not all, body politic agencies. Mostly it would have public health, welfare and safety as the underlying rationale.

I would expect that taxing agencies have some pretty broad authority.
 

finn

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The UP, God's country
Well I found out that Tax Accessor’s are out with Google Earth pictures looking for any reason to up taxes. It appeared that they don’t mind getting out and going inside a house being constructed looking around. This year we paid taxes on place just consisting of older garage. But looks like for 2025 our taxes be going up due to what’s being built. Guys I never new that they could invite their selfs in a persons property and look around. I’m guessing they get paid commission on what they find that’s not on their paper work. A friend who lives in area had one of those portable bldg installed on blocks, and had one of those carport kits installed and Tax Accessor ask him how long they been there which he replied about 6 weeks. So they added those improvements to value. I always thought that it had to be anchor to ground to be tax. Like lot people that put trailer houses instead of slab so taxes be cheaper. 🤬Moving to get away from high taxes but they found me. Again them coming on my property, guess they have more power than Game Warden
What do you have against paying your fair share of taxes?

That’s how the system works, especially in Texas, where the good citizens decided that’s preferred over income taxes.
 

reader2580

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Dec 31, 2014
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Minneapolis, MN
I took out a building permit for my new garage back in the summer of 2023. I only got the slab poured in 2023 and the slab inspection was done. My property taxes went up just for the slab. I was expecting a tax increase for the building. In 2024 the building had a framing inspection so I won't be surprised if my taxes go up again. The final inspection won't be until 2025 as I still have to finish the siding and electrical.

Minnesota doesn't do any of the that nonsense like charging different tax rates for having a concrete floor or not in an outbuilding, or charging per bedroom/bathroom. I've read about people who will not build closets in some bedrooms until after the house is done so the rooms don't count as bedrooms for tax purposes. The tax authorities don't charge by the square foot. In Minnesota property taxes are simply based on the estimated market value of the house. If you have reason to believe your house wouldn't sell for that value you can meet with assessors each spring. I have successfully challenged my property's value when I had either bought the property for less money, or I had an appraisal done for a refinance.
 

finn

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I took out a building permit for my new garage back in the summer of 2023. I only got the slab poured in 2023 and the slab inspection was done. My property taxes went up just for the slab. I was expecting a tax increase for the building. In 2024 the building had a framing inspection so I won't be surprised if my taxes go up again. The final inspection won't be until 2025 as I still have to finish the siding and electrical.

Minnesota doesn't do any of the that nonsense like charging different tax rates for having a concrete floor or not in an outbuilding, or charging per bedroom/bathroom. I've read about people who will not build closets in some bedrooms until after the house is done so the rooms don't count as bedrooms for tax purposes. The tax authorities don't charge by the square foot. In Minnesota property taxes are simply based on the estimated market value of the house. If you have reason to believe your house wouldn't sell for that value you can meet with assessors each spring. I have successfully challenged my property's value when I had either bought the property for less money, or I had an appraisal done for a refinance.
I think Michigan is similar.

I purchased the lake home down the street a number of years as a retirement rehab project. It was a foreclosure and needed a lot of work, plus demo of one addition.

I was surprised to see that the taxes were actually higher than our own residence, so I contacted the assessor to see if why. I was surprised to see that among the discrepancies were that the sheet listed three bedrooms rather than two, a full basement rather than a crawl, hot air furnace rather than baseboard electric heat, and several others that I can’t remember.

He agreed to change their sheet, but other than reducing the square foot value, not much else reduced the taxes much. I think the “ improvements” had a small multiplier, but square footage, lot size, and the fact that it was lakefront property were the main drivers for taxable valuation.

When questioned why there were so many discrepancies on the tax sheet, he said they were denied access on the last county wide reevaluation of all properties, and the work sheet they provide to homeowners to help with the reassessment process was never returned. When that happens, they have to make assumptions, and those assumptions typically don’t benefit the uncooperative homeowner.
 

jar944

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From my post - " However, there are other services, and even drones are used."

Sure, but saying Google can blur the area on request is irrelevant to the actual issue. No self respecting gis/planning/tax office is using Google earth. Which is really just inexpensive digital globe /maxar imagery other agencies already paid for.

You don't need drones or stereoscopic air photos to measure a roof, when there is a plethora of sources that already exist whose business model is this very topic. ESRI will happily sell the local assessors office a subscription for the imagery, software and IT support that's ready to go out of the box.
 

PoorUB

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Fargo, ND
I know a guy that had a 1950s rambler on a lake. It burned to the ground and they rebuilt. Of course with lake property he didn't build another 1950s rambler. He built the home himself and he told me how much, but I forget, but it is a nice home. The property with the 1950s rambler was appraised at $300,000. He has not had the new place appraised yet, but he figures it is well over $1 mil.
Funny part is one of his golfing buddies is the county appraiser and he was informed he isn't allowed on the property, so he keeps on paying taxes from the original appraisal. He knows that one day it will happen and his taxes will go up 4x.
 

billconner

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Thousand Islands NYS
When I lived in Illinois, assessment was based on comparables. In Cook County, with resident every 3 years, there were quite a few business who would file assesment appeals. Typically they'd charge 1/2 of one years savings. Lived there 30 years and used same guy, and always got some reduction. Sometimes significant.

Here in NY state law is assessment is market value. It appears they do a decent job. Last year was reassment and of course ours went up post pandemic. The treat was taxes went down, because of other construction and others with greater increases.
 

finn

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Sure, but saying Google can blur the area on request is irrelevant to the actual issue. No self respecting gis/planning/tax office is using Google earth. Which is really just inexpensive digital globe /maxar imagery other agencies already paid for.

You don't need drones or stereoscopic air photos to measure a roof, when there is a plethora of sources that already exist whose business model is this very topic. ESRI will happily sell the local assessors office a subscription for the imagery, software and IT support that's ready to go out of the box.
At one time, areal surveys were used, but that technology has been obsolete fot probably twenty or more years.

Our county, best I can tell, subscribes to one of the services that uses satellite imagery. From what I see, they have the ability to overlay new maps on older shots to highlight changes.
The coast Guard does something to detect unauthorized incursions and changes, since w’re on the Great Lakes in what’s considered navigable waterways.

I doubt any of this is done in real time. Probably every few years at best, unless it’s a high growth area.

That’s just a guess, though.
 

logical

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Northern fringe of the Motor City Suburbs
He has no obligation to report anything. How did he get “caught”?
I never said anything about an obligation to report, but there is an obligation to pay value based tax. The laws on access discussed here are accurate but the government simply bases it on what they can see from outside the property. They have access unless specifically denied.
 

tez929rr

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I never said anything about an obligation to report, but there is an obligation to pay value based tax. The laws on access discussed here are accurate but the government simply bases it on what they can see from outside the property. They have access unless specifically denied.
Yes, and until the appraising entity revalues the property he hasn’t “been caught”. He is waiting for the system to do what it does. I don’t know anyone who goes down to the appraisal district and says “hey, I added value to my property. Please raise my taxes”.
 

logical

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Yes, and until the appraising entity revalues the property he hasn’t “been caught”. He is waiting for the system to do what it does. I don’t know anyone who goes down to the appraisal district and says “hey, I added value to my property. Please raise my taxes”.
Again...never brought that up.

It's natural to hope it goes unnoticed. Its why I keep the curtains closed on my finished basement windows.
 

ericm

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Southern Oregon
Not exactly true. They will always tax a house as a house, even on an ag-exempt property. They will pull out the land and the house from the rest of the property, and tax it at full value, even as the rest is ag-exempt-lowered. It helps to fence off the house, so you can show how little property is not exempt; otherwise they can claim as much as they want. That's why you fence it. But it won't avoid the prop tax on the house.

You can claim any buildings that are used for "ranching or ag" as exempt, but if you claim what is obviously a house, they won't allow it.

Oregon assumes that your house and outbuildings take up 1 acre of your farm. I wondered why when I first saw that and then realized it's probably so they don't have to measure it or have land owners argue about it. One acre gets taxed at the normal rate and the rest that's zoned for ag gets taxed at a lower rate.

On a related note now that I own a farm I'm finding out how much free or cheap stuff you get as a farmer. Property tax breaks, sales tax breaks (in states where there is sales tax), breaks on registering vehicles, subsidized irrigation, cheaper electricity. Cheaper and easier building permits. Breaks on employment regulations. It just goes on and on. Yet people with farm land are often the ones complaining loudest about the government "taking" from them.
 

dcg9381

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Austin, TX
How do you know they wandered around your construction site? Did you have to get a building permit?
They do that in TX. Unless your property is gated/posted, they'll walk right up.

I stopped an assessor who was walking around my barn, he identified himself. I could have asked him to leave, but that's really not going to solve the problem long term. They can "assess" for satellite and if you don't let them look at it, they "may assume" it's residential.

They also pull plans from permits, so there are various ways to figure out what you're building / changing.

I've had "substantial" disputes with the local assessor when they assess a residential structure at "100% complete" and it's really just being dried in. Resolve with photos/date of construction, etc.

But yea, it's a constant battle around here
 

elmer

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Detroit
I always thought it would be interesting to see the property tax assessments for the people who work at the Twp and on the Twp board.
 
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