I put in a 400A service when we built the place for flexibility. Two 200A disconnects, one feeds a 200A sub for the entire house. The other 200A feeds a panel in the main that has garage service, then 100A to barn, then all my outdoor circuits. Plus my solar tie is on that panel in the main box. I never draw 400, or even 320, or even close.
Funny story, Christmas eve I am working in the shop down in the barn and every time I use the big table saw the house lights dim. Different 200A disconnect. Cannot be anything on my side of the $$$ line that is causing this voltage drop. Throw a meter on the legs and when I draw 30A on one phase the other seems to drop to 70V
Call the utility, get this gal that first tells me repeatedly "call an electrician"...then when I explain 'I have a 400Amp service with ...' she interrupts and tells me "there is no such thing!"
"could I speak to a supervisor?"
So...guys come out, one of the taps on the transformer on the pole took a dump. So he has to call out another crew- now they have two trucks out there on christmas eve day to mount a new transformer.
So I apologized to them about dragging them out in the brutal california winter on

eve. Guy laughed, said "No, thank YOU- you have any idea what they pay after 5PM today?! I'm getting triple time for another 8 hour shift if this goes past 5PM". And it did, by 15 minutes.