What is the original insulation? Fiberglass?
I think you'd be well served to think about the possibility of removing the floor, furring it up 3-1/2 to 5-1/2 inches higher with basic 2x blocking, and insulating the entire thing to a depth of 9-10 inches. Then reinstall the floor. Ideally you want R-30 or more. The long heating season of the U.P. plus constant 55F says I think you'd be money ahead over the long run considering energy costs with a full complement of insulation. I know that it will reduce the overhead room but in my mind its a better trade.
Realizing its easy and cheap, I'm not totally convinced that blowing cellulose over fiberglass is the best plan, the original owners of my house did that in the attic and it seems to me like it over-compresses the fiberglass, which reduces its R-value. Somewhere way down on my project list is to remedy that but its going to be a nasty job as there are very few days when its good to work in the attic.