I assure you that it's too late. I've not only tried it, I did it. It's an imperfect world, and needs must when the devil drives.
Now, I can't afford to go plunk down multi-thousands of dollars on a new system. That means "used". Any used tank has rust inside, and you're rolling the dice. So you do what you can. Home hydro testing puts the tank under a load, safely, without running the risk of catastrophic failure. No more, no less. Is it by the book, does it measure elasticity of the tank, sonic testing, blah blah blah? Nope. But I'm not running a certification shop here, it's not a SCUBA tank running 3500 psi. and I can be reasonably confident that when I crank it up and put it under pressure for the first time, it's "probably" not going to explode. Doesn't speak to 6 months from now...or 6 years. Anytime you're using a used pressure vessel, with a questionable history, you're taking a risk. So you do what you can to mitigate that risk.
Probably, I'm going to cook it with electrolysis to remove the rust, so I can get a better look inside. If I don't see anything alarming, I'll coat the inside with rust converter/sealer, re-pressure test it...and use it till I find something better.