To each his own, but I haven't had a lot of luck with Navien. Rather than writing a lengthy dissertation on the issues I've had, I'll just say that in my opinion the heat exchanger design has caused my problems.
The short version is that Navien uses a stainless heat exchanger. That sounds good, but since stainless doesn't transfer heat as well as copper the manufacturer has two basic choices:
1) Make the heat exchanger larger (surface area)
2) Make the pathways the water goes though smaller
They chose to make the pathways smaller. The end result is a significantly higher pressure drop at "useful" flow rates (4-7 gpm).
Do a little homework and take a look at the pressure drop curves on Navien vs. Rinnai, A.O. Smith, Noritz, Takagi.
I think you'll be surprised.
Best of luck,
Reflex