We just bought this house and it's 3 years old. It has a media panel that has my cable tv/internet, directv, phone, and network jacks all tied into it. When I finish the basement, all of the wires will have a home that is accessible.
To patch, or not to patch. The preferred method is whatever is easiest for you. If you drop all of the cables into a patch panel, you'll need many short patch cables to plug into a switch. You can just as easily put RJ45 ends on the cables and plug them directly into a switch. The reason patch panels exist is for large scale implementations with oodles of cables. Of course smaller instances can benefit from the organization, but they are not necessary like they are in a datacenter.
Also note, the patch panel is not a switch nor a hub. You still need to terminate the wires into a communication device. For home applications, I always prefer to stick with a cheap/small router device as your end point, and a higher quality switch between it and your network nodes. So your devices plug into your switch, and your switch plugs into your router. I think it's cheaper to do it this way and arguably better because you are getting devices that perform each function well.
At the end of the day, technology has a limited lifespan before something bigger and better comes out. I personally do not subscribe to always having the latest and greatest. But over time and use, things age, wear out, or just get old and an upgrade is necessary. So because of that, buy what meets your requirements but within your budget.
Hope that helps,
-Ed