I love all the chatter about torque wrenches, when no one ever talks about the condition of the fastener. Clean threads? Rusty? Galled? Greasy? All of those things make a huge difference in the amount of bolt stretch you're gonna get for a given torque setting. To get an accurate amount of tension on a fastener, you'd have to make sure that the threads are clean, undamaged, lubed (or not, depending on the specs). Even thread locker or anti-seize changes the way a fastener tightens down. I had a crummy old scissors jack, and it could barely raise an empty boat trailer, until I lubed the threads. It became effortless. Same amount of torque; far different results.
All that being said, I'd like to get a better torque wrench myself for some upcoming projects. I have an ancient Craftsman beam type, which is fine when you're working in a position where you can actually read the thing. I'm in the same boat as the OP- not gonna spend a fortune for working on an old truck and a farm tractor.