What I am saying is that if you are asking the question, then you must be unsure about buying a toolbox from some one. A toolbox that could have money owed on it, to a third party. A third party that may be screwed out of the money owed if there is no more toolbox, because you bought it.
Yes people finance the large toolboxes. Yes people pay off or own large toolboxes. They are bought and sold everyday. Could someone come after said property that was financed and not paid for? Yes. Do they come after you? Maybe.
Not sure that I could actually show a person that mine are indeed mine. I have financed them off the trucks, from the corporation. Have bought them at auctions, garage sales, private owners, tool guys going out of business, and outright off of the trucks. I have never worried much about the ones that I have bought, have never felt the need to ask are they paid for.
A fellow with no teeth, rolling up in a turd bucket, with a trunk full of tools or boxes, I will usually pass on.
So are you actually buying one?