minke
Well-known member
A view from 2,000 miles away: insurance companies don't want to insure
anything in Florida. They'll look for any excuse.
anything in Florida. They'll look for any excuse.
They can not force me to change the panel. The panel passed a four-point state safety inspection. It has more than likely been in there for 50 years. The inspection company passes them all the time and there are some insurance companies who will insure buildings that have them. I have no way of knowing how many other panels are in the complex. I have been thinking about calling the local fire department AFTER my condo has been sold and informing them of the situation. The HOA already knows. That is about all I can do. I am only changing mine out because some insurance companies in Florida are asking for the four-point inspection and my condo will not sell without insurance. I have someone right now in the process of buying my condo. Loan companies and the HOA are now demanding insurance. But thanks again for your replies.Given that the panel is not in a common area, the condo association can't force a change.
The only opportunity to force change is during a change in ownership.
It would be interesting if the common area electrical panel(s) are Federal Pacific. If that is so, then how does the building have insurance?
But, "they" are, because you can't get insurance unless the existing panel isn't there any more...They can not force me to change the panel.
That isn't true. There are still insurance companies that don't even ask for a four point inspection, so they have no idea what kind of panel people have. Wells Fargo, who I have my loan with, found an insurance company for me who has been insuring my condo. But the companies are few and far between and I don't want to wait for this buyer to take the time to look and find one. But thanks for your reply.But, "they" are, because you can't get insurance unless the existing panel isn't there any more...
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Do yourself a favor and lift that panel from the wall and add painted standoffs and painted plywood. Re-attach the panel to the plywood.
Until you read the by-laws, you don't know what can be enforced.Given that the panel is not in a common area, the condo association can't force a change.
The only opportunity to force change is during a change in ownership.
It would be interesting if the common area electrical panel(s) are Federal Pacific. If that is so, then how does the building have insurance?
I put a dehumidifier down there after the new panel was installed and that's all the work or money I'm going to expend on it.Do yourself a favor and lift that panel from the wall and add painted standoffs and painted plywood. Re-attach the panel to the plywood.
While I don't care for appliance feeds to be aluminum, it is common & not unsafe.Main panel feeds still use AL SER all the time to save cost, but the connectors are designed and approved for aluminum. The range and A/C wiring was probably added during a time period where aluminum house wiring was also considered safe.
If they used (or upgraded to) the approved Co/AL connectors on both ends, a couple circuits with aluminum wiring should not be much of a risk.