CoThG's Toolbox question thread

[neophyte]

I never said you did.

I said you were "associating" Snap On and its business practices with "illegal and nefarious people/organizations." A thing you very much did and then doubled down on and did again the very next sentence quoted below.

Its a slight of hand in a debate. You don't actually accuse them (in this case snap on) directly of immorality but hang the millstone around their neck by comparing them to some thing or some one that is morally detestable, in this case the mafia and its tactics.

The pilgrims made 4 quarterly installment payments, early farm machinery was purchased in that way. Even singer sew machines made headway above other competitors because of weekly installment payments. It was not something invented by the mafia.

There is a difference between making quarterly payments, or even monthly payments, like is typical nowadays with credit cards, vs having some guy show up at your job each week to collect a debt, and then directly repossess tools.

Also, the Pilgrims were how many centuries ago?, and the pilgrims included a number of indentured servants, and not far after slavery.

And the main reason I mentioned the the similarity between the way the Snap-On truck sakes are run, and the Mafia, is because most other businesses from major corporate chains just offer you a credit card, with a discount for purchasing from the credit issuers store, then ding your credit if you don’t pay.

 

[Snapped-off]

Here’s another you couldn’t just get anywhere. Tool guys had one hanging on the ceiling. Many people won’t even know what the hell it is.

Hint: it is Not, I repeat NOT a valve spring tool.

Got one of those somewhere. Probably floating around at my dad's. I got it from snappy for my old S10.

 

[Firebrick43]

There is a difference between making quarterly payments, or even monthly payments, like is typical nowadays with credit cards, vs having some guy show up at your job each week to collect a debt, and then directly repossess tools.

Yes there is a difference. The customers wants the snap on tool truck to show up weekly so he does. They want to pay weekly so they do.

Also, the Pilgrims were how many centuries ago?, and the pilgrims included a number of indentured servants, and not far after slavery.

Got the slavery inference in there now , just need the a major WW2 dictator to run the gambit. Learning history must be very infuriating to you?

And the main reason I mentioned the the similarity between the way the Snap-On truck sakes are run, and the Mafia, is because most other businesses from major corporate chains just offer you a credit card, with a discount for purchasing from the credit issuers store, then ding your credit if you don’t pay.

Snap on has been running the trucks for decades longer than the credit cards have existed with installment payments. Guess what? The customer can purchase tools as well from the truck without credit using a bartering system call cash. Of course cash is used to purchase all kinds of illicit things so that is out for you as well I imagine.

 

[bobg03]

Its a mutual contract. One party says they will make payments, and they know the outcome if they dont. No different than a car or a house.

Or a Student Loan?

 

[Wrench97]

It is a service you don't have to pay for the service if you do not want to, you can save up and buy the tools, get a loan from a bank. charge it on your CC or buy cheaper tools somewhere else.

 

[2ndGearRubber]

It is a service you don't have to pay for the service if you do not want to, you can save up and buy the tools, get a loan from a bank. charge it on your CC or buy cheaper tools somewhere else.

Exactly. Part of the reason to have weekly visits us SERVICE. Which is a key part of the equation.

IIRC that was part of the original snap on model. The tools we're modular, you could make weekly payments and the dealer would show up to warranty or fix anything that was worn or broken. The higher cost was offset by the service aspect