As stated it depends. A nice tight crawlspace will do better than some pieces of metal siding loosely tacked against the house. If you heat your house to 72F in winter or 57F will also make a difference.
Another issue is how far you are from the sides, you can probably safely assume there is a temperature gradient which is highest in the center, lowest outside, so it will be colder along the walls.
Amazon sells a temp regulated electric outlet designed for heating animals' water bowls, it turns on at 35F or below, off at 45F or above. You could use that for the heat tape as an insurance policy, or just wait until next winter on the -20F overnight to find out for sure. It could possibly be just fine.