I like how the $100 hole saw was too expensive, but the suggestions were a $330 Fein with a $40 blade, and a special $130 hole saw
It's 4 holes.
We are talking about tools here, could we see your mancard please.
If these are the last 4 holes you are ever going to put in a ceiling, then get the hand drywall saw and go to town, but the roi goes up every time you use something like the hole pro, and if you have ever cut in cans or speakers in a finished room you will understand the benefit of the dust capture shield, Wives don't appreciate dust all over everything because
you wanted surround sound.
I speak from experience here...
Here's a thought, buy the tool, use it , sell it on C/L or here, "used 1x", 25% off new, your cost $35 or so.