The inspector may have indicated that his lot is able to divert water to the road .. that's great as it sounds like it would eliminate any possible stormwater management.
The OP does not understand what a drainage plan looks like. He needs to ask .... he also needs to find out who reviews the "Plan". I have never had one reviewed by the town "inspector" ... they may sign off on it someplace -- but, they are typically engineering. The town engineer reviews and signs off.
Saying that he needs to drain all water from his property 400 ft to the main road seems impractical. Much of that water shed by that 3000 sq ft structure is likely to percolate into the soil long before it can travel 400 ft to the road.
The drainage plan is simply a reassurance to the city/country engineers that the addition of non-permeable surface isn't going to add any negative impact with regards to surface and storm water. If the planned location for the building is right on the minimum set back from adjacent properties, they could make you do some crazy drainage system, or they could just suggest moving the planned location - if feasible of course. But you clearly understand that.
As for what it costs, the plan itself is likely $1000-2000. What it would cost to implement the plan would will be entirely dependent on what the result of the plan is. OP seems to want to make sure he's got all his duck in a row before pulling the trigger on the building. He's doing the smart thing and doing his due diligence. But at a certain point, you do have to start spending money in order to eliminate some of those unknowns. Call a few civil engineering and surveying outfits to find out what a drainage plan costs. Only then will you know if any additional site work for drainage and water management is going to add any significant cost to the project.
This was my drainage plan. Literally they came out marked the topology of the existing area (reference heights in light grey) and then marked what the new grade levels needed to be in black. You can see very few changes were required. Need to raise the grade in the back a few inches, but pretty much everything else stayed the same.
