Just built, and looked into it for a shop under. My brother just did it on his house, so I was pretty confident with my numbers.
My garage is 26x42' to get the space under would have cost an additional $15-17,000. That would be with me doing some work. Keep in mind that in WI, I would already have been putting in 4' frost walls, so it would have only have been adding 5' to the poured walls.
I didn't do it, mostly because I couldn't get good access to it without really manipulating the grade, which didn't fit the rest of the house plan. I didn't want to have my only access to it to be down a set of stairs.
My brother loves his, although he is really kicking himself for not installing in floor heat. No leaks, it was installed correctly, with a membrane under the upper slab. Garage floor was properly pitched, no issues.