That brings up another point, that using decent but lower-end tools makes you better appreciate higher-end tools, so that if and when you eventually upgrade to them, you know why they're better and why you need them (assuming you do). As opposed to starting out with the best and not appreciating why they're the best. It also gets you to focus on the job and not the tool.
I'll give a non-tool example. For years I rode a decent but lower-end steel frame road bike. It was a fine bike and I put thousands of miles on it, but it had limits, in terms of how fast I could ride it, its ability to buffer road shock, maneuver, etc.
When it reached its last legs, I upgraded to a titanium frame road bike with higher-end components. Built it up myself from parts I bought online (mostly Campy). Much more expensive of course. But well worth it, and by then I was more than able to understand why and how it was a superior bike, and take advantage of its capabilities. It was around 18.5lbs, whereas the steel bike was over 23lbs.
Where before I couldn't push my steel bike beyond 24mph on flat asphalt, now I was pushing 27, 28, 30mph. Plus it was far more pleasant to ride, titanium being famous not only for its lightness and strength but for its ability to absorb road shock well but without sacrificing road feel.
The rest of the bike performed much better too, shifting more smoothly, braking far better, wider range of gears, etc. Had this been my first bike, I'd never have been able to appreciate why it was a superior bike. Plus my steel bike enabled me to develop good bike handling skills.
I'm guessing that it's the same with tools. Start with cheaper but still decent ones to learn how to use them and develop the necessary skills and "feel". Then, if you can afford and need them, get better versions of these tools. You're now "ready" for them, and will better appreciate and "deserve" them.