Why would a graphic artist employee need, even for hosting, $1000/month Internet service?
A single graphic artist wouldn't
need everything I listed, but a single mechanic doesn't
need nice tools, a nice place to put them, a car lift, or even shady tree. He can lay on the ground in the hot sun under a car surrounded by a pile of worse-than-harbor-freight-tools-that-he-bought-at-a-dollar-store-in-New-Town-North-Dakota and get'r done. Arggggghhh!
If you work at a crappy place that doesn't value a visually creative fellow (ie. a bank), then hell yeah, you might not have a budget or IT staff, or, errr, maybe no co-workers either.
I am talking about larger agencies, places you actually want to work at, that provide good benefits for your family and have cool accounts to work on (maybe like Porsche in the mech tech world?). Where you do web, print and video. Places like I worked at at one point (JWT.com) had 50-150 people (local branch), depending on the economy. JWT has done the Marines tv spots for around 80 years. They have tens of thousands of employees worldwide. Hell, check 'em out. Certainly not the coolest place on Earth, but you get the idea.
As far as internet connections, you gots to have bandwidth, baby, for moving a 40gb print file or 300gb flash video from your desktop to the server in new jersey for backup, and that's just you, one of thousands in North America doing that. And you do that dozens of times a day! The amount of server space, just for everyone's clogged corporate email account, was astounding. Multi-day backups of everything, back-ups for years of email to meet financial rules, etc etc etc.
You need fast, hi-rez scanners that don't break down, very good color printers for proofing, multiple super-huge-nice monitors so you can shove all Photoshops & Flash palettes off to a second monitor so you can actually
see what you're doing.
Anyway, the point I'm making is that as far as mech techs go, Germany is to the USA as UPS is to Fedex. Germany (heavily unionized, employer provides tools) vs USA (not unionized much, employee provides tools), and UPS (unionized, company provides benefits and truck) vs FedEx (drivers aren't employees, they are independent contractors with no benefits,
and must buy their own truck!). Suckers, they.