I totally agree that would be the more correct way. It's also the considerably more expensive way that also takes way more space to achieve.
Engines mainly use preloaded bolts. But the fact is that this is usually not the case.
If we stay at cars, how would you mount a door hinge to the frame of the car with a properly preloaded bolt? Rule of thumb is you need the flange height of at least 5 times the screw diameter for it to stretch and be self-locking. If a regular car uses M12 or M10 screws, that means half the hinge would be 50mm tall. Just makes no sense. Even if we go to half that, a 25mm fat hinge would be totally overkill for the task. Usually they're 3-5mm thick sheet metal. Sometimes they're cast/forged, and I think they may use tapered head fasteners for that (get a bit of locking action from that too, but also since they can get flush with the body), but they all generally also use thread lockers or some other locking device like a nylock nut or serrated washers.
Or, how would you mount a plastic car bumper to the car with a properly engineered bolted connection? Or even a steel one? Most fenders I've removed used some kind of nylock nut or crushed metal nut that wouldn't make a preloaded connection but would prevent the nut from unscrewing just due to vibrations.
If you use a properly engineered bolted connection, there is no need for lock washers, nor other types like tab retentions, safety wire, nylock nuts, castellated nuts, serrated washers, schnorr washers, nordlock, loctite, disc spring washers, flanged nuts and bolt heads... They exist because they were/are needed for certain tasks.
Well, based on my theoretical and applied knowledge and examples I'm also sure I'm correct, but I agree that this type of a discussion will lead us nowhere