other than my son, who is more **** about my tools than I am, nothing gets lent out, I do a "bring it here and I'll help you fix it" rule, or I bring the tool and help them at their place. When I made a living with my tools, it was critical that everyone of them were available when I needed them, and that is the reason that my son feels the same way, he grew up around the need, and now makes a living with his tools. I really don't mind helping friends, because often they do not have a clue about what they are trying to do, so it creates one of those teaching moments, that I enjoy. PLUS then they owe me one!