NostraThpmas
Active member
- Joined
- Jul 17, 2023
- Messages
- 33
Unfortunately, it's not just equipment. I used to live in the "lightning alley" part of Florida. Each year multiple houses burning to the ground and several fatalities.
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Lightning Strike crazy $$$$ damages so far
- Thread starter minytrker
- Start date
one would think a known issue like that would be required to be disclosed, but the used car world is a whole different scamThats a good idea.
Two new trucks locally (not mine) also got struck by lightning. The one the owners insurance just totaled it automatically. The other was is sitting on the lot at the dealer. GM said fix it, so they spent 3 weeks changing modules and its back on the lot for sale. I wonder if they are going to disclose that to a buyer?
one would think a known issue like that would be required to be disclosed, but the used car world is a whole different scam
Friend of mine bought a VW Golf that was totaled at an insurance auction. Somehow it ended up in the certified pre-owned section of a VW dealership.
My house is insured for $1.2 million and the shop has $1 million in coverage. I was also wrong, the $14k is house, shop and my 3 cars combined.
Okay, if I moved your decimal point one place to the left, $120k and a $600 deductible is more relatable to my tax bracket
Add an invoice for your time each call, task, etc
They'll laugh at you. His contract says they're going to do this, he signed it. It's a standard coverage, it reduces the moral hazard in fraudulent claims. (In tool terms people around here will understand: if you say your old drill press is the same as a new clausing, you better be willing to actually buy it first.) It also reduces the cost of some claims (I've got a lot of tools that I'd be happy to have the ACV of, instead of a brand new version.) If he didn't like it, he could have found someone to write a policy for replacement value in cash. He wouldn't like what it costs, probably, and might not be able to easily find one
meathooker
Well-known member
They'll laugh at you. His contract says they're going to do this, he signed it. It's a standard coverage, it reduces the moral hazard in fraudulent claims. (In tool terms people around here will understand: if you say your old drill press is the same as a new clausing, you better be willing to actually buy it first.) It also reduces the cost of some claims (I've got a lot of tools that I'd be happy to have the ACV of, instead of a brand new version.) If he didn't like it, he could have found someone to write a policy for replacement value in cash. He wouldn't like what it costs, probably, and might not be able to easily find one
while I haven’t done it with my own insurance I’ve utilized the that approach in many scenarios successfully. Not having seen his insurance paperwork i do not know what their stance would be.
bluedog225
Well-known member
Which suppressor do you use? ThanksI do radio site design and no wire enters a building without a suppressor.
cowboyjosh
Well-known member
- Joined
- Mar 11, 2010
- Messages
- 1,066
I'm an electrical contractor and i fought insurance (Westfield) when our building got struck by lightning and fought them for our labor to repair everything and they eventually paid. They honestly thought we were not entitled to our hourly labor because thats our business anyways. We merely charged the same hourly rate we would to a retail customer. When I have a guy do any sort of maintenance work on the buildings we have an internal shop billing system. Also after a hail claim i charged CHUBB my time at my house to replace the exterior lights that were broken. They paid too.They'll laugh at you. His contract says they're going to do this, he signed it. It's a standard coverage, it reduces the moral hazard in fraudulent claims. (In tool terms people around here will understand: if you say your old drill press is the same as a new clausing, you better be willing to actually buy it first.) It also reduces the cost of some claims (I've got a lot of tools that I'd be happy to have the ACV of, instead of a brand new version.) If he didn't like it, he could have found someone to write a policy for replacement value in cash. He wouldn't like what it costs, probably, and might not be able to easily find one
Polyphaser was the first with God suppressors, but there are other now.Which suppressor do you use? Thanks
Lock at what Tessco sells.