I just went through the whole tool box dilemma myself. I have been using an entry level Snap On KRA4007B (for sale in the classifieds), Matco service cart, and Homak top box for the past few years, but I decided I wanted my tools better organized and I wanted to consolidate my boxes. I simply can't afford a larger truck brand box at the moment (starting a business, and don't have the spare coin), and there aren't any used deals popping up around me on American made boxes.
I looked at a used American made Waterloo for $450, but the quality was really disappointing. The drawers opened like **** and it seemed really light weight. The Craftsman, Husky, Kobalt, and Homak offerings are all Asian and also really disappointing. I finally went down to Harbor Junk and looked at the 44" due to all the raving on this site and I was pleasantly surprised! I purchased the box, a glove box holder, paper towel holder, and a 3 pack of organizing trays for $417 out the door.
I'm the first person to knock Harbor Junk and Chinese imports, but this box was an exception. To compare it to a truck brand box is a joke, but it nicely bridges the gap between a Montezuma or Extreme Tools import and a big box store import. If I was making a living with my tools, I would have definitely spent the money on a used truck brand box (I think they are ridiculous at retail) and not even looked at the HF box. My only real gripe with the box is the detents that hold the drawers closed are a little stiff for my liking.
As a hobbyist, this box will last me a long time and fill all my needs. I'm on a tighter budget these days so I decided I would rather have a new set of Dual 80's (all purchased used) than a more expensive box. I will more than likely ditch this box when I can once again afford a truck brand box, but that is likely a few years away.
FWIW, I have used Snappy, Extreme Tools, & Matco products, so I do appreciate a quality box. I'm not brand loyal, but I generally only buy USA tools. I do have a couple of Taiwanese products; Cornwell torx set (I was pissed when they showed up), Gearwrench pick set (I knew they were imports), a Grey Pneumatic terminal crimper, and a generic deadblow hammer. I take a lot of pride in having USA tools, but unfortunately there isn't a USA box that is priced in the ballpark of the HF that carries the same quality.