The 6k is cash I didn't want to do the credit the interest is way to high 26% the only thing I was worried about with a bigger box like the kra is I wouldn't have room to put it where I start working I was originally looking at the kra5311 cause its only $1400 compared to $3400 new but wasn't sure if I would have a place for it just starting the job
**** THAT. I read it as $6k cash!! DO NOT EVER TAKE OUT A LOAN OR CREDIT CARD AT THAT RATE!!! I am a student with meh credit and my credit union Visa is around 8%, and around your needed limits... Wow! I had no idea SO Financing was so expensive, but it makes sense. I bet they have a LOT of defaults...
When you buy tools, pay cash. If you don't pay cash, get 0% financing (truck account) and budget to pay it off in 1mo or less. As a tech, you should be budgeting some % of your income to tools. Some months that cash will just sit in your checking account, some months you'll use the cash you've been accumulating for months for a big purchase (eg new roller).
If you're just starting out, you definitely don't need debt. What if you lose your job? I'd go with a HF roller and quality USA used tools. Add on as you go. Start saving for more things.
I should also note, I was able to use my SO SEP discount for 2yrs after graduating my auto program. Maybe that isn't normal, but I know a lot of folks who did that too... And Mac is cool with university professors signing order forms, FWIW. Some non automotive tech friends did this. Pretty smart.
Those Costco boxes (I forget the brand) are pretty nice. I like the older (06-8ish) config a lot better, but the new ones are still nice. Definitely something to look at. My friends shop has 2 of them and he has one at home too, they're great. Almost as nice as the 5x $ SO's that sit in the next bay over. Drawer config isn't quite as nice, that's about it...
I got lucky when I started. My boss had me use his tools, as I was more so his apprentice. This continued on for my duration of stay with that shop. I picked up a large Mac UC and added a ton of tools to my collection, and started primarily working out of my box. This was pretty nice because it let me spend my earnings on tools vs take out debt for tools. I know that isn't possible at most places - but I did interview at a few locally that were looking for first year techs, and offered full tools for use or purchase from the shop down the road. I had no idea that even existed, but 3 shops offered that.
we use the black HF carts at our heavy eq shop, (we have 3 service trucks at our location) they havent fallen apart, and seem to be holding up good so far.
I really like these carts. I really am not a fan of the rest of the HF boxes though. But they would be great for a starter. August sales are coming up, too.