Here's what I DID.
My pole building has posts spaced at 16' with horizontal boards going between them. The exterior metal is installed vertically (yours is installed horizontally). My spacing between the horizontal wood supports is between 3-4' which does not lend itself to sheeting with 4x8 panels. I would have had to frame in the entire inside with studs, and at that point I would have been better off having the building stick built.
I had the entire inside spray foamed at 2" thick with CLOSED CELL insulation for a numerical R value of 14. IMHO, because the foam completely seals out the air, a R14 in foam beats an R21 in fiberglass in insulating performance. I'm now in the process of installing white "liner panel" to the inside to cover the foam. The liner panel is basically just the same type of metal as the outside, possibly thinner metal. I'm doing all my electrical wiring on wall surface in conduit, not inside the wall.
In your case I would install a horizontal wood or metal stud between your 48" posts around the perimeter of the building. I'd place it about 4' off the floor. That way after you have your interrior metal installed, and you want to mount something to a wall, you know that 4' up there's a stud behind the wall to mount to.
It is true, that the foam glues your panels in place. It stops your building from rattling like a tin can with the slightest breeze. It is also true that it makes it difficult to replace an exterior panel should one become significantly damaged. To those people, I would ask how often they replace panels?
Do not buy those 600 board feet DIY spray foam kits for this large of a project. Call around to insulation companies, many of them do spray foam. It will be much cheaper to pay them to come in with their bulk spray foam truck and spray the entire building in 1 day. Spray foam is still expensive compared to fiberglass, but IMHO, it's well worth it.
Oh, and for your ceiling... If you use metal liner panel on the bottom of your metal rafters, then you'll essentially have an attic. If the attic is vented, you could then blow in fiberglass or cellulous insulation and have that sit on the ceiling. I think you'd need a vapor barrior between the metal and insulation. That would save you the money of spray foaming the roof. Plus, not having spray foam on the roof lets you do roof or leak repairs easier.
Brian