The more you can put in (properly) the better you'll be, it's an initial outlay of cash that will repay it's self in the future.
If you have regular trusses and are using fiberglass, try to put in atleast an R13 if not an R19. You can put it up before the ceiling. If you plan on using the attic space as storage, it'll limit the amount of insulation that you can use.