No, you are not wrong.
I have friends that lived in PA, and they always had rain barrels to catch water, which they used to water their garden. They did this for years to save money and to save on their water usage.
Two years ago they moved to Colorado, and my friends wife wanted rain barrels to catch the rain so she could use it to water her new garden. They went to buy the rain barrels and were told that they had to pay a "fee" every year if they bought the rain barrels and trapped the water coming off of their roof.
Apparently, at least the town they live in there in Colorado, the rain water belongs to the town, if you can believe that, and if you don't let it soak into the ground, and you try to catch it to use somewhere else, you have to pay to do that. And the fee was actually pretty high, making any water they would have tried to catch cost more than watering their garden with a hose.
Jim