Simply put, it sounds like you need an electrician. For a detached garage, consider one of two alternatives, depending on how much electrical load you anticipate in the future.
1) run a heavy feed to a subpanel in the garage, probably about 100 amps, if you don't expect to use much more than a small mig welder or a portable air compressor and a few lights and other power tools.
2) install a second meter, complete with a 200 amp panel in the garage with lots of circuit breakers for everything. This is the best course of action if you are planning on using a large fixed compressor, large welder, possibly an electric water heater, and other high draw items.
In my area, the meter charge is about $14 which includes the first few kw's of power, so most months I don't exceed $20 on my shop, unless I'm using the welder or the air compressor alot. I like having a separate source of power, its very handy when I have to shut off the house power to do electrical work, I just run a cord across the yard to the house for my work. Also was handy when the underground feed on my house burned thru on a weekend. The power company has a box that that takes the remaining leg and rephases it so I still had 220v, for about an hour until the remaining leg burned up from the overload on it. Then I ran a 12 gauge cord from the shop, on that other meter and plugged in the fridge and a couple of lights. Got me by till monday, when they came out and fixed the underground feed. Something to consider.