Ok, I understand that, but why doesn't that happen with a main panel if grounds and neutrals are on the same bar?
I guess the simple answer is that it DOES happen and is expected from the service panel back to the utility transformer. The "grounded conductor" that the utility presents is the neutral from the service transformer and provides the final low impedance path for normal current, phase to neutral fault current and ground fault currents

from the home electrical system.
The 2011 NEC handbook explanation for prohibiting re-gounding the neutral (grounded conductor) is as follows:
"Section 250.24(A)(5) prohibits re-grounding of the grounded
conductor on the load side of the service disconnecting
means. This requirement correlates with the requirement of
250.142(B), which is a general prohibition on the use of the
grounded conductor for grounding equipment. This requirement
prevents parallel paths for neutral current on the load
side of the service disconnecting means. Such parallel paths
could include metal raceways, metal piping systems, metal
ductwork, structural steel, and similar continuous metal
paths that are not intended to be a normal current-carrying
conductor."
mtne mentions some advanced subjects like ground fault coordination between protective devices so a fault in a single light fixture in the back warehouse doesn't bring down the whole plant and potential differences between grounds that can cause ground loops/current/voltage etc... They can be a nuisance in residential but disastrous in industry.
http://en.wikipedia.org/wiki/Ground_loop_(electricity)