Snap-On Man Trying To Get Paid

[BadBehavior]

"Why couldn't this Snap on guy just go to the police and have them go to the shop with him to pick up his tools that have basically been stolen by this guy"
First of all, basic business law. The police are not collection agencies. Secondly the dealer would be trespassing which, for this no account, would favor him. No account could then call police, telling dealer to take it to the courts. If you take that kind of chance, the 'biker thing' may be less risky

 

[johnsdeere850j]

The woman in the video needs to shut her filthy meat hole, i couldn't hardly listen to it... snap on man in the video should have called the police though those stupid kids were trying to steal from him.

 

[e-tek]

What a shame. There's more than one way to skin a cat though... Driver just needs to go to his local small claims court, file suit, and obtain a judgement. While he might never collect, the scumbag will get SQUAT for credit for a long, long time. No mortgage, car loan, credit cards, or even a job if a prospective employer runs a credit check.

Not sayin' it's the best way, but if it were me, I'd do it. I'd file a lien on his house if he owned one too. And if you want to be a REAL assh*le, you can tap his bank account too!

That'd probably be the best course of action.

I'd be willing to bet the scumbag doesn't own a house though. Even a bank account may be iffy.

Small claims judgements are toothless. They cost you money and TIME and deadbeats just ignore the directive. I'd bet if he's acts like that in the vid he's a deadbeat - period. No money in the bank, no house, crappy car, maxed out CC's and an ugly GF. If you do manage to get a judgement to garnish wages (more time and expense) you'd have to chase him again becuase he'll quite when the garnish starts.

 

[zer0cell]

What is so pathetic is that this 'mechanic' wanted to buy all these expensive snap on tools and then choose not to pay. The tool guy clearly said - give them back and he will leave. Look if this dude can't afford $50 a week or month or whatever to pay off a tool debt, maybe he is in the wrong business... and if he is just starting up, seriously just buy tools from Harbor Freight, with cash. Surely they are not as good as snap-on but if he is making so little money that he can't even pay his bill then HE DOES NOT NEED SNAP-ON, as his tools must hardly be getting used! Seriously, kids should have an entire class period every day devoted to how to be a responsible, honest individual, how to manage money so they can avoid debt and financial ruin and how to be a productive individual...

Its a combination of greed, naivety and stupidity... people want a $40,000 car before they even land their dream job and are established... then get pissed when it is going to get repossessed. My friend is in collections and he sees this all the time. Why not buy the best that you CAN afford and UPGRADE when you start making more money and the need arrises... WTF do you need a $10,000 snap on box for when you are just starting out at $9 an hour... jeeez... grow up kiddies...

If you want to dig your own grave that is your choice but don't expect us all to lay in the hole with you!

 

[chevydriver37]

Its a combination of greed, naivety and stupidity... people want a $40,000 car before they even land their dream job and are established...

Soooo True!!! I have a daughter in college. Can she just dorm like 20 million other students? No, that would be beneath her. She lives in one of those luxury liner apartments that all students "must have" in order to be successful. Successful at WHAT? Studying and sleeping?

Thank God for financial aid, because I sure as **** ain't payin' for it. My point is that most of the younger generation feels that they are somehow entitled to everything, without having to work or struggle. Sure as hell didn't raise 'em that way...

 

[fordbroncodave]

that dealer needs to have a 1 on 1 conversation with the shop owner. find out when the dude is gone on vacation and take his whole toolbox

 

[strnjss]

It's more common than you think. So many people don't pay what they owe that they're causing others to go out of buisness. We've experienced the same thing in my own family.

They have every excuse in the book. And every month they can get away with it, is another month's worth of interest they earn in their bank accounts.

They get away with it too. The law only allows a very small percentage of "late interest" to be charged to these deadbeats, and in the end if they do end up paying, they just ignore the fees knowing it would be way too much trouble to sue for it.

 

[zer0cell]

Seriously, I can understand when someone is just so low on work that they cannot afford to pay everything on time... maybe one month the light bill is late, maybe another month the mortgage or rent, and sometimes you have to cut back when you are in a bind. I'm not criticizing anyone who is really making an effort and still struggling. The point is... IF you are struggling, why go in over your head and buy luxury items or things way out of your price range? You are setting yourself up for failure... a family working minimum wage and having a hard time feeding their kids, taking care of health problems etc just trying to make an honest dollar i have sympathy for. Some ***** who thinks the world owes him something and racks up debt with things he does not need and then being a **** about it I don't feel sorry for.

I'd be willing to bet if the deadbeat was even paying the snap on man $20 a week with a note saying im sorry this is all i can afford at the moment i'll get caught up as soon as i can might not have gotten the same reaction out of the tool guy... at least he could see that he is being humble and making an honest effort to pay what he owes. If you really cant pay just give the stuff back and be done with it...

 

[jay50]

The woman in the video needs to shut her filthy stink hole, i couldn't hardly listen to it... snap on man in the video should have called the police though those stupid kids were trying to steal from him.

fixed it for you.....

 

[Eagle Point]

I was a Snap-on dealer from 1989-1996 and there were certainly plenty of deadbeats. What I was always bothered by was that Snap-on would turn down the customer for EC "extended credit" with interest due to their past history but they would push us the dealers to open an RA account without interest and for us to take the hit when the payments stop coming in and accept the loss as part of doing business. I had a few guys that would not pay the tool bills but always had the $$ to buy a new truck, ski boat, etc. One guy pissed me off so bad I broke open his box and took my tools leaving a receipt with his boss showing that the bill was covered. When the deadbeat came back to work after being in jail he threatened to sue me! As a courtesy I replaced the lock that I broke getting into his box and told him to have a nice day. The best customers that I had was in the worst part of the city where my route was. The area was very rough and was one of the first cities in the country where they installed sensors on power poles to detect where the gunfire comes from. Most of the customers were Mexicans trying to make a living to support their family. These guys really were grateful that I was there for them week after week and took care of them. I even ordered cases of the Snap-on catalog in Spanish! They took care of me and I took care of them. One of them even sent one of his buddies to give me payments during the time that he was in jail. The stories go on and on and I'm sure that the current and past dealers have plenty to share, same **** different city and tool company. It was a good job back before it went franchise and when the company was not watching and monitoring your every move. Like everything else things change over time but I would imagine that the pockets of most mechanics have tightened up some.

 

[landbruiser1]

I am a shop foreman, I had to deal with this with a couple of techs. 1 guy bought a cart and filled it full of snap on and craftsman tools. bairly ever paid snap on, always had some type of bullcrap excuse not to pay. He quit, so my snap on man took back all the snap on stuff and boxed up the rest of his tools and gave them back to us. There still sitting underneath one of the work tables right now 2 years later.

 

[stopdroplol]

I gotta play devil's advocate for a moment. Should the Snap-on dealer really be crediting a young kid a couple grand in tools? And if he does, shouldn't he be aware there's a probable chance he wont make payments? In a way, it's the same sort of nonsense lending the banks used, and we can see how that turned out. Obviously you shouldn't buy stuff you can't afford, and the kid in the video should give the tools back. But It's hard to have sympathy for someone who makes ignorant or volatile loans.

 

[jeffk14]

I gotta play devil's advocate for a moment. Should the Snap-on dealer really be crediting a young kid a couple grand in tools? And if he does, shouldn't he be aware there's a probable chance he wont make payments? In a way, it's the same sort of nonsense lending the banks used, and we can see how that turned out. Obviously you shouldn't buy stuff you can't afford, and the kid in the video should give the tools back. But It's hard to have sympathy for someone who makes ignorant or volatile loans.

This is NOT that complicated! Sure, the dealer takes a risk. The risk being, if the dealer has to repo the tools, they won't be worth as much since they'll be used. If a bank has to repo a house that the borrower failed to make payments on, the bank will (well, SHOULD) lose money if it made a bad loan in the first place.

If the tech can't pay for the tools, just give 'em back. The punk in the video exhibited the all-too-common entitlement mentality where he felt it was O.K. to not pay the dealer AND keep the tools.

I don't get where the dealer made an "ignorant" or "volatile" loan. Good credit or not, the dealer should be able to expect that he'll get his property back if the "customer" fails to pay.

 

[stopdroplol]

I don't get where the dealer made an "ignorant" or "volatile" loan. Good credit or not, the dealer should be able to expect that he'll get his property back if the "customer" fails to pay.

The difference is it's not secured.

The bank has a reasonable (rigged) chance of getting the house in the event of a defaulted loan. Through written agreements and legalities and whatever other mumbo-jumbo they use.

The Snap-on distributer is a guy with a truck full of tools. The law is not always in his favor, and he doesn't have all the options a bank has to get his investment back.

Should he get his tools back? Yes. Would I expect him to get his tools back, at least trouble free? No. And he shouldn't expect it either.

 

[zer0cell]

In regards to a new customer without any rep. I'd be wary of allowing them to rack up insane amounts on credit. Maybe $500 to start with and as they show they are responsible maybe let them do more. I'd probably not sell them a tool cabinet or other high dollar item without knowing their income can pay for it in a reasonable time frame and after they kind of establish their reputation... Although I'd be curious to know how the snap on dealers who visit this forum handle such situations and how they make sure they aren't getting screwed from every tom, **** and harry.

 

[Chadro]

Soooo True!!! I have a daughter in college. Can she just dorm like 20 million other students? No, that would be beneath her. She lives in one of those luxury liner apartments that all students "must have" in order to be successful. Successful at WHAT? Studying and sleeping?

Thank God for financial aid, because I sure as **** ain't payin' for it. My point is that most of the younger generation feels that they are somehow entitled to everything, without having to work or struggle. Sure as hell didn't raise 'em that way...

Now she'll just have student loans to pay back for the rest of her life. I lived at home when I went to school.

I know Pell isn't enough to cover housing so If I were you, I'd tell her to ease up on the Stafford.

 

[Joe Mamma]

I gotta play devil's advocate for a moment. Should the Snap-on dealer really be crediting a young kid a couple grand in tools? And if he does, shouldn't he be aware there's a probable chance he wont make payments? In a way, it's the same sort of nonsense lending the banks used, and we can see how that turned out. Obviously you shouldn't buy stuff you can't afford, and the kid in the video should give the tools back. But It's hard to have sympathy for someone who makes ignorant or volatile loans.

I am not a Snap-On or other tool dealer. But my guess is that the vast majority of the time, these young guys will make big purchases and pay off what they owe. It's the few times that the dealer guessed wrong that it's a big problem.

When the dealer gets screwed like this, it's not like a big business that just walks away and says it's the cost of doing business. It's real money to these dealers. I don't think the profit margins are as much as most people think.

Joe Mamma

 

[zer0cell]

community college for the first 2 years is the way to go whenever possible unless you are getting a full scholarship... it is much more affordable and they usually have agreements to allow your classes to transfer to a university based in the same state. If I had to enter the workforce owing like $30,000 on student loans and being harassed by ruthless debt collectors I don't know what I would do to ease my mind. Unless of course I had chosen a profession where I was pretty much guaranteed to make at least double that per year.

 

[poprockcrusher]

Ive seen that before. I hate scumbags who hide from the tool man. I didn't allow it in my shop. That scene would never played out either. I would have terminated the deadbeat and had him roll hiis toolbox out in the parking lot. Not only that but its bad for business. I can imagine a waiting room full of customers sitting and watching that go down and someone making a video. Pissed me off the first time I saw it.

you could have paid the man enough money to easily take care of snap on LOL

 

[poprockcrusher]

Soooo True!!! I have a daughter in college. Can she just dorm like 20 million other students? No, that would be beneath her. She lives in one of those luxury liner apartments that all students "must have" in order to be successful. Successful at WHAT? Studying and sleeping?

Thank God for financial aid, because I sure as **** ain't payin' for it. My point is that most of the younger generation feels that they are somehow entitled to everything, without having to work or struggle. Sure as hell didn't raise 'em that way...

you're welcome

 

[Wrenches of Death]

The punk in the video exhibited the all-too-common entitlement mentality where he felt it was O.K. to not pay the dealer AND keep the tools.

Perhaps it's time for an ex tool dealer turned serial killer that targets deadbeats. A lonely old guy that didn't have any kids, has out lived his wife, is diagnosed with pancreatic cancer. And now, he's pissed and out for vengence and justice.

Hopefully he could eliminate hundreds of those dead beat subhuman filth oxygen thieves from the gene pool before he's caught. Perhaps he could start a trend. Dozens and then hundreds and maybe thousands of like minded people could do the same resulting in an apocolyptic blood bath **** of death of those deadbeat useless eaters.

The way that I look at it that if they'd steal from the tool man, you know good and well that they'd steal form you or I.

WoD

 

[PeteMoore]

I have NEVER and will NEVER remove a tool from a truck without paying for it up front.

If that means i have to get by using my mediocre tools until i can afford to have an all singing all dancing **** waving contest of a cabinet then so be it.

I understand people need tools to work with and earn money, but i dont understand owing huge amounts of money to someone.

I am completely broke for 90% of my llife so far, but when i do have money it goes on one of three things, my missus, the midget, or the tool box