Snap-On's own products are designed by a highly respected R&D Department, and manufactured to high standards, and have a good warranty. However,,,
There are expenses factored into the retail price of these tools... First is the traveling toolshowroomobile.. The cost of purchasing and operating that buggy is going to be reflected in the retail price.. The Dealer has to make a living also. In a high sales volume metro area with a multitude of customers on the daily route, that Dealer should do good business.... How about the rural areas, with miles between stops that are staffed by a handful of customers..... ??
The finance part....The famous Truck Account with weekly payments... Someone is funding this free service. Would you like to receive Your paycheck on the payment plan, and fund your employer's expense??? In receiving a minimal payment for your labor each week, would it be justifiable for you to charge interest;;;;even if you had to hide it into an higher labor fee??? And: Someone is paying for the deadbeats who skip town with unpaid for tools... These expenses have to be factored into the retail price.
Snap-On does it the way Snap-On does it,, and we pay extra for it..
For me, a current day visit to the toolshowroomobile involves adjusting my schedule and driving into town... Ya, at my expense..and the Dealer in driving at his expense. Double whammy that I pay for... Also, I have no need for the finance plan that is factored into the retail price..
The development of the internet has expanded the offerings for all of us.....This has resulted in online purchases from many quality tool sources at highly reduced costs. You are not paying for a toolshowroomobile or finance plan, just the tool and maybe a shipping fee ..Well,,,,not Snap-On's website... that would be very unfair to their Dealers..