The Enphase micro-inverters are all UL-1741 (anti-islanding) rated. There is no issue if you attach it to a live 240W solar panel in the sunshine and stand there with a male 240V plug in your hand. It won't shock you! The thing listens to the 240V wire for 5 minutes before it comes on-line. When the 60hz or the AC voltage drops out of allowable specs, it waits for it to come back into spec, and then starts the 5 minute coutdown before coming online. If anything goes out of spec, the 5 minutes starts all over again. These are NOT deadly inverters. The whole point of UL-1741 is to keep the grid safe for your neighbors, the grid owners, and the people who risk their lives every day working on it. If you're buying stuff that isn't UL-1741 rated and you are grid tying it, you are begging for a lawsuit. Only grid-tie stuff meant for grid tie! Use the stand alone stuff at your cottage in the woods.
Now, to answer Teken's question: one 220W 60 cell panel + one Enphase M215 = about .9kW per day (roughly, in an area with 5.1 peak hours of sunshine per day according to the NREL red book). If where you live is only rated 4.7 hours according to the NREL charts, then multiply .9kW * 4.7 / 5.1 and you'll get a rough approximation of your output. I break it down to individual panel output so you can multiply by the number of panels and inverters you can afford. The 220W panel in my reference is an Evergreen ES-E-220-FC3, not that you can buy them since Evergreen went bankrupt last year.
If you want a 4700W (DC) system for a relatively reasonable price from a "local" supplier to self-install, then hop on the Lowes website and get the $12774 Westinghouse setup. Use a Lowes card and I believe it'll knock off 5%. I think it also ships free to store, so borrow a pickup or trailer when it arrives. Panels weigh 42lbs each, and a pallet should fit nicely in a U-haul 5x7 trailer. I will warn you that the rack provided for self install with the Westinghouse system is only rated for 85mph winds. You'll need a structural engineer to make it go faster, and possibly a different rack entirely.
If you want to piecemeal a system together, grab a copy of the Enphase m215 approved 60 cell panel list, and search the web for the best prices you can find on a panel with a UL rating. Buy your Enphase inverters from Lowes with a 10% off moving coupon and they are slightly cheaper than the next best price i could find of $146 shipped. You buy all the Enphase cable you need for $21 per drop portrait length (1.0m plug spacing), or $27 per drop landscape length (1.7m plug spacing). Don't forget to purchase sealing caps for all the panels you cannot afford today, and a removal tool. Once you have cable, panel, inverter and sunshine, it's upto you to make it all meet all the applicable codes for your AHJ and your power company. They'll have some combination of hoops or cluelessness when you start talking grid-tie microinverter solar array. Your AHJ will probably want a single-line diagram showing how you intend to hook it all up. It helps to have this when you talk with them if they've not seen a micro-inverter setup before.
On a single 20A 240V branch circuit, you can add upto 17 M215 inverters. To use the 4700W (DC) Lowes system, you'll need two 20A 240V branches out of your breaker panel or sub-panel. If its a sub-panel, be sure the feeds back to your main panel are sufficient to handle the additional breakers. I believe code treats the new breakers as consumers (load) even though they are technically producers of energy (feeders).
Regarding the $500+ Enphase Envoy communications gateway, get the Westinghouse version off Lowes website and use a 10% off moving coupon, or a $25 off $250 coupon when you order it, puts the price under $500 either way, and it comes with the power line ethernet bridge. The envoy needs to go as close to your panel or sub-panel as possible. It listens to the power line communications signals from the inverters being pushed down the wire. The signal seems to drop off dramatically as you move away from the panel on a different branch circuit.
If you are only running one or two inverters and cannot justify the $500 envoy to watch your panels through the web, you could always just wire your panels through a standard meter base and buy your own stand alone meter. I'd get a 100A base with a built in disconnect if i was going this route. Recertified utility grade GE mechanical meters start at $33. It's not nearly as sophisticated as the Envoy which allows you to query individual inverter data through the website for things like DC voltage, DC current, AC frequency, AC voltage, and inverter output on 5 minute intervals along with trouble codes, power line faults, DC drop outs during the day, etc. but I know when you just have a handful of panels that the Envoy is the cost of a panel + inverter, if not more. If I had just 4 panels I'd rather have a fifth panel than a $500 gadget. If you had a sophisticated whole house monitoring system, you could probably watch array output with that. Again, you get no reporting from the inverters about faults without an Envoy. If you visit the Enphase website forums, you'll see some people have strange spikes in their voltage during the day that are dramatic enough to knock the inverters off-line. That's the sort of diagnostics that the envoy is good for.