Monza Harry
Well-known member
Strouty, limber up first you don't want to hurt your knee/foot as well as your current elbow situation! Harry 
Make yourself a 45* wedge to fit in the clamp, then you won't have to move the clamp from the 90* position I even made a 22.5* one for my bandsaw. Very handy.Yesterday was the first day using the new miter saw for metal, we had 20' lengths of 4" channel that needed to be cut into 33 1/2" pieces for a project. The saw has an all aluminum base and the base is about three feet wide, they only put four rubber "feet" on the outside corners, the middle section has so much material missing that while cutting longer pieces, you can actually flex it up and down 3/16" overall. This was only obvious when a 5' long (or longer) piece was in there, but I suspect that over time it will end up cracking in the middle area even with shorter pieces. We had some 4" blocks to use as spacers for in feed and out feed, but the base is 4 1/4" tall, not sure why all these saw manufacturers do this, but I have not had one yet where the base was a "normal" dimension. Seems like a no brainer to design it so in feed and out feed could be spaced up with something normal, like a 4" box tube or made so you can use 4x4 lumber. My plan is to make a nice stand for it so I don't need to work off the floor and the stand will have supports that raise up to catch the middle of the saw base, then I can drill a couple more holes through the saw base to bolt it solid and tru to the stand. I think that will make the saw last much longer. Other than that, the saw was a nice working unit, the clamps are a bit weird at first, but the adjustability makes up for the awkward first impressions. Once I get to cutting the miter pieces for the gate, it will really be useful, it can cut a 4x4 tube at a 45 degree angle, I can't remember a time that I have needed to miter cut anything larger than that.ve the clamp
Thats why it's called "fleecing"I did it once.
All they want is you back in the showroom in 24 months to rinse and repeat and another low mileage used car to sell.
For “unknown” reasons, had we done this two years ago, she would be styling, used cars are selling over original MSRP, but somehow the interest rates have spiked and now I see the trend going backwards. I still can’t figure out what happens two years ago to make this change????
Covid and the chip shortage.For “unknown” reasons, had we done this two years ago, she would be styling, used cars are selling over original MSRP, but somehow the interest rates have spiked and now I see the trend going backwards. I still can’t figure out what happens two years ago to make this change????
And then, like a former co-worker, you refinance that 7-year loan for another 5 or whatever. Yikes!I am so grateful i can fix my own cars. I can't imagine people paying 800 a month on these new car prices for years. Insanity. And i'm in the car business.
I make my car payments first, long before I go looking for a car. I put $450 a month into a reasonably safe investment (Costco) for four years. I was looking for a 2009 or newer Cadillac CTS-V with an automatic for $40,000 or less. In 2016 I found a 2011 with 11,700 miles on it at a dealer six miles from my house. I brought a personal check for $40,000 to the dealer. The dealer was firm at $41,500 so I walked away. When I got home Liane said to give the guy the $1,500 if it's the car you want. I went to the bank for a new (certified) check and drove the car home. That $21,600 investment paid for the car with money left over in the account. Another investment is currently making $500 a month payments toward the next car.
Even with great credit, that car (with no down payment) would cost $655 a month for 84 months (7 years) with used car financing. I would be pissed if I paid $55,020 for that car. I'm still happy with the purchase seven years later but I can't imagine still making payments on it (I bought it in May 2016). Of course I'm not that bright because we settled for a less expensive home to avoid a mortgage. I prefer to put my money to work for me rather than put me to work for a money lender. Being rich might be fun but life with zero debt and little stress works for me.
Costco is one of many stocks that are publicly traded.
Bob Heine makes some great points!! I subscribe to a similar method.
I think if she can be a bit more realistic about the payment, she can deal with things better, but to her, she can't get over a $500 payment when she wants it to be $350. If she wants the payment to be less, I told her rather than putting the money down on a lease, just keep it in a savings account and take out the extra $150 a month from that. My biggest concern is if the car is totaled it seems like any money paid in advance is a loss. Regardless, we haven't looked at anything other than the Mazdas yet, at least from a numbers standpoint on the lease front. If we can find all the right numbers, then she could have an upside trading it early, or she could have a decent buyout at the end of the term. I don't want her leasing something that crashes in value and the buyout is ridiculous. My Snap On dealer was talking to me about his truck lease, he is almost done and the local dealership is offering him $38k and his buyout is $22k.
Have you looked at any Subarus? My daughter bought a new AWD Outback (bigger SUV) & loves it. My wife drove it, loved it, then bought a used AWD Crosstrek (smaller SUV) for herself. She likes it, but after driving it for awhile, she will probably get a roomier car next time. I think the Crosstrek prices are more reasonable than some of the competition. I haven't checked Outback or Forester prices.Unfortunately for her, right now interest rates are bad, supply and demand is not in the buyer's favor and she doesn't have enough to buy it outright. Everything used is so expensive it isn't even funny, guess it may be time to bend over.