I want to understand using my Snap-On Super 550 Battery charger more. If I check the voltage across my battery with a digital multi-meter what should the voltage be? My charger book says 12.6V but my load tester book says 12.4V? My charger has 3 knobs. I understand the timer one. The other 2, the manual isn't that clear so I want to be sure I am using my charger correctly. The Coarse Rate Switch has 6 LO, 6HI 12 LO and 12 HI. The Fine Rate Switch has LO, Reg, Hybrid, and HI Main Free. Between the 2 switches I can get various combinations. I understand some of the combinations like Hi Main Free, Hybrid but was wondering when to use say 12V Hi and LO combination or 12V LO and LO? Thanks!!