What happens if the tool guy doesnt show up??

[Jeepster425]

i bought a cornwell custom 58" off the cornwell guy last year. its a truck account, not a cornwell credit one. Before he'd usually show up about twice a month, then i wouldnt see him for a month, then he'd be back once a month. Well he hasnt showed up in over 6 months, and i still owe him about 1300$

is there any time frame for how long he can go without showing up at the shop, before you can say "im not paying anymore because you havent showed up"?

im wanting to trade in that box for a different one, would that cause any problems at all if i did?

thanks in advance

 

[CJM8515]

Id say if the guy failed to show up not once in 6 months that Id write him off. What happens if you moved shop? Does the tool truck guy have your info to track ya down?

 

[welder4956]

Track him down and send him the money. You still owe it and he could probably use it.

Integrity means doing the right thing, even if no one is watching.

 

[Piles]

Track him down and send him the money. You still owe it and he could probably use it.

Integrity means doing the right thing, even if no one is watching.

This.

We had a guy not show up for months, then expected backpay on the day he showed up. That isnt right, and if he tries to do that you could tell him to get bent like we did. But if he hasnt showed up you still bought the product, and you dont want the bad juju from trying to stiff him. Just dont buy anymore from him if he is unreliable.

 

[Mr.Nutcase]

contact cornwell or the dealer

 

[HighPlainsWrencher]

Our last dealer did the same thing before he went out of business. If your dealer is or has gone out of business than the bank that had his loan will be contacting you so they can get payed. It may take a little bit for them to get all the accounts sorted out but rest assured.

If your loan was through Corporate Cornwell instead of truck credit than call Cornwell directly and they can take care of that. Calling corporate Cornwell about truck credit will get you nowhere kind of. They may get a hold of the drivers manager and get him to rattle the cage of the driver but that's about it.

 

[K-Dog]

Track him down and send him the money. You still owe it and he could probably use it.

Integrity means doing the right thing, even if no one is watching.

As tempting as it is to do otherwise, this guy is spot on.

Let him decide what you should do with the money that is rightly his.

 

[PugetDude]

You bought a tool box, not companionship.
Man up and pay up.

 

[toufue_yang17]

One of my ex coworker had 5k in debt from the snap on guy and decided to bail out of the auto industry and get locked up. I guess he got away with it and snap on guy just lost a ton of money.

 

[Joe B.]

I would agree that you should pay up. That said, I would be sure that you pay whoever officially owns your debt and document it well. If someone can't show you documentation that they own the debt, you should not pay it because the real owner of your debt may show up later.

 

[rmmiller]

Calling corporate Cornwell about truck credit will get you nowhere kind of. They may get a hold of the drivers manager and get him to rattle the cage of the driver but that's about it.

They could tell you if the guy is still in business, they should have insight into that much.

 

[Givl Reggin]

We had a guy not show up for months, then expected backpay on the day he showed up.

Here's what you should do... go to the bank and setup an escrow account http://economictimes.indiatimes.com/definition/escrow-account and make your regular payments to that account. If/when the driver shows up again, you can give him his money you own and show that you were responsible and continued to make payments on time even in his absence. If he or no one else doesn't show up in 2-years (you may need to check on the length of time where you live- it may be longer) you can keep the money.

If he truly need the money he'd be there or he would send someone else there every time to collect.

 

[Jeepster425]

now if he showed up every week, id have him payed off by now. he doesnt expect backpay, and he knows hes not going to get any backpay from me. so i dont understand why he wouldnt want his money. That was the first thing i ever bought from him, and only thing ill of bought from him.

im figuring if he wants his money, he will show up. i just think its rediculious he hasnt showed up in 6 months, thats very poor buisness of him to do

 

[Skin]

I'd second paying into a seperate account and just putting it aside. The issue is if he went out of business or had health issues or what have you 99% of the time someone else is going to come to collect and they'll probably want the balance in full. It could take awhile but its still a debt you owe. Once you have the remaining balance set aside i'd say you can do with the box as you like (trade). I'd also suggest keeping any receipts from past payments in an envelope incase his records werent in order.

 

[shockwave]

I had this happen to me with a snap on dealer and they usually transfer all accounts to another truck accounts with future snap on dealers

 

[Jeepster425]

I Guess I Should Add He Left Cornwell And Went Over To SK

 

[softailgarage]

I Guess I Should Add He Left Cornwell And Went Over To SK

That's odd, that he hasn't come around collecting. Is there a SK truck? (I've never seen one).

 

[nicksnothereman]

Only mess with the "notes" that aren't attached to property. That's why you should buy the truck **** with a credit card if you don't actually want to pay for it...well sort of. Ideally you shouldn't buy stuff you can't or don't want to pay for it's just bad karma.

 

[mrborohachi]

SK truck is what i've seen around most in Southern Cal. Mac Trucks are nearly gone (haven't seen one in over 2 years) still trying to get a gun boot for my 3/8's MAC/Astro gun.

Matco guy is still around but that's because he lives in my town.
Snap-On is king with 3 different truck guys with routes in the cities right next to each other.

 

[GTO]

I think the dealer probably wrote off the $1300 a long time ago.

 

[FunkyfullWidth]

I bought a box off the truck and took delivery about 1 month before I got laid off. I found a new job in a different drivers territory. It's been about a year since I changed jobs. Once a month I call my old driver and tell him to run my debit card to make a payment. Since i owe him money. I haven't and won't spend a dime on the new drivers truck either with cash or account until I pay off my old account.

Give the guy a call and ask what's up. I beleive truck accounts stay with the truck and route, not with the driver. So you should, and need to find out what's going on before it bites you.

 

[quickstang87]

Maybe I am in the minority, but why should you have to waste your time tracking down someone to give them money. Its HIS responsibility to collect, not yours. It would be different if you were trying to hide from the guy, but you aren't.

What I would do is the same thing you are currently doing, which is nothing. If the guy wants to collect his money, then he will come around. That is on him.

 

[alinc100]

Track him down and send him the money. You still owe it and he could probably use it.

Integrity means doing the right thing, even if no one is watching.

Here's what you should do... go to the bank and setup an escrow account http://economictimes.indiatimes.com/definition/escrow-account and make your regular payments to that account. If/when the driver shows up again, you can give him his money you own and show that you were responsible and continued to make payments on time even in his absence. If he or no one else doesn't show up in 2-years (you may need to check on the length of time where you live- it may be longer) you can keep the money.

If he truly need the money he'd be there or he would send someone else there every time to collect.

I like the idea of the escrow account. That way you are not pinned into paying a lump sum unexpectedly when someone shows up to collect the debt.

 

[NitroSun]

I agree with the escrow account. While its not your job to hunt this guy down, it is a valid debt. So plan on paying it.

 

[mmack66]

Maybe I am in the minority, but why should you have to waste your time tracking down someone to give them money. Its HIS responsibility to collect, not yours. It would be different if you were trying to hide from the guy, but you aren't.

What I would do is the same thing you are currently doing, which is nothing. If the guy wants to collect his money, then he will come around. That is on him.

I agree.

 

[BDT/NWMN]

Is there a phone number or address on your receipts?? I would set aside that $1200, call and see if He is well and living.....

The money is still owed,, it shouldn't be considered necessary to be tracking him down to pay off the debt,, however ,,,

 

[JBradley500]

Doesn't the tool company contact you eventually? Or is that only if the tool guy quits his route?

 

[Alienbaby17]

Same thing happened with the Cornwell guy at our shop. He was our favorite tool dealer and we bought LOTS of tools and shop equipment from him and we were one of his best accounts. Then he started to have some family issues and started not coming around every week. Then his eventual visits got less and less regular. Eventually it had been over a month since we had seen him and we heard he was back wrenching at a local car dealer. Eventually the account just got transferred over to Cornwell corporate and they started billing us.

I've been doing this about 20 years and have gotten to know a lot of the tool dealers pretty well. I hear stories about them getting burned all the time by guys that just disappear. As far as I'm concerned, that is stealing from the dealer. If you owe his company money that debt probably won't just disappear. Find where the money needs to go and have a clear conscience.

 

[metalhead212121]

Maybe I am in the minority, but why should you have to waste your time tracking down someone to give them money. Its HIS responsibility to collect, not yours. It would be different if you were trying to hide from the guy, but you aren't.

What I would do is the same thing you are currently doing, which is nothing. If the guy wants to collect his money, then he will come around. That is on him.

Be careful.... a friend of mine bought stuff from the local MAC TOOL guy. One day he just stopped coming around. My friend TRIED TO DO THE RIGHT THING and pay him but the MAC TOOL guy couldnt be bothered with picking up the phone when my friend called. It was only a couple hundred $$$..... (Come to find out he got hooked up with a large dealer and didnt have time to come around EVEN THOUGH he SWORE TO ME he'd always come around ). Long story short my friend was getting calls from a collection agency about unpaid bills. Granted that didnt tank his credit score but it put a blemish on it which is something he didnt need with two kids and a mortgage. Be careful OP.. this could come back to bite you in the ***.

 

[mmack66]

Be careful.... a friend of mine bought stuff from the local MAC TOOL guy. One day he just stopped coming around. My friend TRIED TO DO THE RIGHT THING and pay him but the MAC TOOL guy couldnt be bothered with picking up the phone when my friend called. It was only a couple hundred $$$..... (Come to find out he got hooked up with a large dealer and didnt have time to come around EVEN THOUGH he SWORE TO ME he'd always come around ). Long story short my friend was getting calls from a collection agency about unpaid bills. Granted that didnt tank his credit score but it put a blemish on it which is something he didnt need with two kids and a mortgage. Be careful OP.. this could come back to bite you in the ***.

Hopefully your friend got that incorrect information removed from his credit report.

 

[SKAutomotive]

I believe the tool truck can sell his truck account balance back to corporate, but for only a fraction. Then corporate will try to collect on the full balance. It can take awhile though. You need to track down the guy and demand answers, but do not offer payment.

 

[Tarheelgarage]

Pay your damn debts and don't be a deadbeat.
This is a personal bill you owe him, not to some GovCO pimp daddy

 

[AV tinker er]

Track him down and send him the money. You still owe it and he could probably use it.

Integrity means doing the right thing, even if no one is watching.

Others have bumped this and so will I, integrity is a rare thing in today's society. Regardless if he shows up or not you still owe the money.

 

[AV tinker er]

Maybe I am in the minority, but why should you have to waste your time tracking down someone to give them money. Its HIS responsibility to collect, not yours. It would be different if you were trying to hide from the guy, but you aren't.

I'm not trying to stir the pot but he owes this guy the money regardless if he comes around or not. It's a question of integrity.

 

[-Brent-]

Do you have the guy's number? I cannot imagine you wouldn't.

 

[metalhead212121]

Hopefully your friend got that incorrect information removed from his credit report.

I doubt that very much...

IMHO that would mean the MAC dealer would have to "work" with my friend to correct the mistake. Since the MAC dealer wanted to get paid the easiest way possible (in his mind) and move on with his life I really doubt he's gonna do EXTRA work to fix something like a credit report. After all in a lot of peoples minds "time is money time is money time is money.... if Im not making money on this deal its not worth my time." Sometimes in this world its just better to just bend over.. take it... and move on.

 

[Davefr]

Pay your damn debts and don't be a deadbeat.
This is a personal bill you owe him, not to some GovCO pimp daddy

Yes, he owes money but to whom?? The old dealer? The replacement dealer? To Cornwell Corp?? Or other?? It could be up to the bankruptcy court if the old dealer went **** up.

I wouldn't stick my neck out paying the debt until I was 100% sure it is to the correct legal entity in this situation.

(ex: if he pays the old dealer and later finds out the legal owner of the debt has been transferred to someone different then he's screwed!!)

If I were the OP I would assume the debt is owed but I'd lay low until the legal owner of the debt comes forward with all the legal documents. This should not be a guessing game!!!

 

[neonnblack]

I'm not trying to stir the pot but he owes this guy the money regardless if he comes around or not. It's a question of integrity.

What about the drivers "integrity"? Driver just ditched this guy with no answers, or trying to contact.

Should the drivers non integrity be rewarded with someone bending over backwards to fix the drivers problems?

 

[Brownsfan]

Yes, he owes money but to whom?? The old dealer? The replacement dealer? To Cornwell Corp?? Or other?? It could be up to the bankruptcy court if the old dealer went **** up.

I wouldn't stick my neck out paying the debt until it was 100% sure it is to the correct legal entity in this situation.

(ex: if he pays the old dealer and later finds out the legal owner of the debt has been transferred to someone different then he's screwed!!)

If I were the OP I would assume the debt is owed but I'd lay low until the legal owner of the debt comes forward with all the legal documents. This should not be a guessing game!!!

Best advice in this thread. It happened to my nephew. His Cornwell guy went to jail. Then comes out and expected payment. Meanwhile my nephew was paying the new Cornwell guy.

 

[AV tinker er]

What about the drivers "integrity"? Driver just ditched this guy with no answers, or trying to contact.

Should the drivers non integrity be rewarded with someone bending over backwards to fix the drivers problems?

You're missing the point of integrity. See: https://www.google.com/#q=define+integrity