Appreciate the input; I don't have too much to add except a lighting strike anecdote...
A couple of years ago, we had a strike close by. It was pretty loud, but nothing seemed amiss, and no breakers tripped. Unfortunately, I didn't go out and make a through tour right away. The next day, the garage door would not open using the opener, because the electronics were fried. As I was poking around with that, I realized my well pump was running (wtf? not supposed to be watering the lawn now...). What's more, I couldn't turn the pump off with the controller, I had to unplug it. Turns out that the sprinkler controls were fried too--the pump switch failed "closed" (running the pump), but all the sprinkler valves stayed shut. So, the pump ran all night against shutoff head; the motor survived OK, but the pump seals overheated and had to be replaced.
Moral of the story, lighting will do some unpredictable stuff. Go look for damage even if it's in the middle of the night.