Snap on will “reclaim” my tool box?!??

[Git]

Regardless if the dealer can or can not repossess the box if it is not paid off it is stolen from Snap-on or Snap-on credit or whatever bank and was never the property of whoever sold it. I agree the chances of it getting found are small but that's not really the point.

The real question in this situation is if a person is good with buying stolen property.

In the situation that we are talking about, if the original purchaser sells the box to someone else without paying off the balance due, it still would not be considered 'stolen'. What it would be is a CIVIL problem (versus a CRIMINAL problem) between Snap On and the original purchaser. The police are not going to get involved

And if the box was outright stolen (like someone broke in and took the box from someone) the Police would have to show that the new buyer was aware the box was stolen. (Would a 'reasonable' person know) Serial number ground off, price paid is pennies on the dollar, etc etc

 

[DakotaMan]

If you tried to warranty parts on it and gave up the serial number and address...

But this goes down the moral side of things.

Sure. Honestly without this board discussing it, I never would have thought anything about it. While snap-on would certainly have a legal claim against the seller, I probably couldn’t in good conscience buy it if I thought it was stolen. However, if he told me that he owed $500 on the bill and was just trying to get out from underneath it, I’d likely consider it.

 

[Trucker88]

It seems like all the people trying to tell you not to buy the box either have extreme moral values or some sick Snap-On fanboy issues going on. Basically the tool box is only leverage for the Tool Truck Driver vs the debtor to get him to pay his bill on Friday or lose his box in front of his employers. Once that box is removed from the personal dealer vs debtor scenario it is no longer collateral on the loan. There are many banks that have unsecured loans for Atvs, furniture, jewelry and many other items. Once the loan is defaulted on the only thing due is the balance owed on the loan which usually far supersedes the value of a two year old ratty couch or some greasy ratchets. The debtor will always be responsible to Snap-On for the face value of the loan. People purchase all kinds of things on credit and defunk on the payments but nobody is coming to take their groceries and toiletries for not paying a credit card statement. It basically comes down to your morals. Most people wouldn’t think about calling Snap-On to check the financial obligation of a debtor and a tool box. You can comfortably assume he used the money to pay it off and sleep well at night. Not your problem what he decided to do with the money you give him. Get a bill of sale, a six pack of beer and turn your computer off and enjoy your new tool box.


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[ngk22r]

It seems like all the people trying to tell you not to buy the box either have extreme moral values or some sick Snap-On fanboy issues going on. Basically the tool box is only leverage for the Tool Truck Driver vs the debtor to get him to pay his bill on Friday or lose his box in front of his employers. Once that box is removed from the personal dealer vs debtor scenario it is no longer collateral on the loan. There are many banks that have unsecured loans for Atvs, furniture, jewelry and many other items. Once the loan is defaulted on the only thing due is the balance owed on the loan which usually far supersedes the value of a two year old ratty couch or some greasy ratchets. The debtor will always be responsible to Snap-On for the face value of the loan. People purchase all kinds of things on credit and defunk on the payments but nobody is coming to take their groceries and toiletries for not paying a credit card statement. It basically comes down to your morals. Most people wouldn’t think about calling Snap-On to check the financial obligation of a debtor and a tool box. You can comfortably assume he used the money to pay it off and sleep well at night. Not your problem what he decided to do with the money you give him. Get a bill of sale, a six pack of beer and turn your computer off and enjoy your new tool box.


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What does loans have to do with fanboy-ism??

The arguements were the type of loan and moral issues...

 

[BigBoreFan]

"It seems like all the people trying to tell you not to buy the box either have extreme moral values or some sick Snap-On fanboy issues going on." Oh my, oh my!

 

[J.A.F.E.]

[snip] What it would be is a CIVIL problem (versus a CRIMINAL problem) between Snap On and the original purchaser. The police are not going to get involved[snip]

If the box is not paid for the creditor is out the box and the money. Play with semantics all you want but it isn't the property of whoever owed the money on it to sell. Taking something without paying is theft. There are many NAMES for the SAME thing depending on circumstances but they all mean the one thing: someone took something that didn't belong to them. Some have CRIMINAL implications and some have CIVIL implications.

 

[shanny19]

What does loans have to do with fanboy-ism??
...

Trying to answer this is like herding grasshoppers with a wheelbarrow, but....

The big perception gulf here is that some view a “hot” toolbox and the financial default that made it hot as something akin to a house, boat, or RV.

Others view a “hot” toolbox as more akin to a hammer, football, or microwave oven of unknown or questionable provenance.

If you belong to group one, you might be in that group because you’ve bought into a social construct that presents ones toolbox as an “investment”, and the fanboys do believe that, just check Craigslist....telling these folks that i dont care any more about a used toolboxes clean title than i would a used plungers clean title......it insults their worldview.

 

[f121]

This is neither moral nor fanboy-ism for me, just a desire to not buy something that might cause me hassle in the future. Maybe it's different in your area, but around here there are enough used boxes and carts with no finance owed, that there is no point in buying one that has finance owing.