Fire destroyed my beautiful garage.
- Thread starter naturalgas
- Start date
Oh no that ***** big time.
kaymccampbell
Well-known member
Sorry for your loss. Did they say what started it?
motorcycle79
Well-known member
The older I get the more I worry about this.
sorry to hear.
sorry to hear.
mike93lx
ALLIANCE MEMBER
Very sorry. That *****
Insured, hopefully?
Insured, hopefully?
zkdiesel
Well-known member
This is horrible and always a fear. I don’t let battery tools charge anymore un manned
OP
naturalgas
Well-known member
they are looking into a battery operated tool I recently acquired. Mostly insured but lost a 36 Buick sedan and a Harley I acquired a week earlier neither of them on road.
billconner
Well-known member
Very sorry.
kaymccampbell
Well-known member
Thanks. I'm glad you're mostly insured. Now that my battery herd is becoming more lithium, I'm going to acquire a fireproof cabinet for them and their chargers. Can't be too safe.
mike93lx
ALLIANCE MEMBER
Your homeowners will hopefully step in on them
HoosierBuddy
Well-known member
This ^^^^^^
Although I do worry that my ability to acquire stuff is outpacing the contents coverage on my insurance. I bet I'm not the only one.
OP
naturalgas
Well-known member
My wife and I were not hurt and although the fire caught my house garage they were able to contain it there and we didn’t have to leave home at all. I‘ve been told the two vehicles that were not registered would not be covered but that info did not come from Insurance co. so I’m hopeful. The real challenge will be recovering my loss of all equipment and tools. I had two or three of everything with 50 years of accumulation.
finn
Well-known member
Homeowners insurance won’t cover motor vehicles. They have to have auto insurance policies, even if destroyed or damaged in a structure fire.
Fortunately, at least in my case, newly acquired vehicles are automatically covered for, I think, thirty days before I have to get policies written on them.
LeonardY
Well-known member
Sorry that this happened to you.
I'm very glad that you and your wife were not hurt.
FTWingRiders
Well-known member
Damn.. so sorry to see this… hope you can rebuild soon..
Viper98912
Well-known member
Oh noes! This is all of our worst fears. The good news is that everyone is physically safe.
tominboise
Well-known member
- Joined
- Jan 17, 2022
- Messages
- 195
That ***** and I am sorry for your troubles. Good luck going forward.
Wheelingit
Well-known member
That is just terrible. Losing collectibles makes it harder to deal with. At least there was no injury or loss of life.
laser3kw
Well-known member
My heart feels for you and your wife. Glad you weren't hurt.
I hope we all think a little more critically about LiIon batteries and their underlying problem.
I hope we all think a little more critically about LiIon batteries and their underlying problem.
Max78
Well-known member
Sorry for your loss. I can't imagine!
Check to see if your insurance has a grace period for new purchases. Its been a while but I thought my insurance had a 30 day grace period of like coverage on any new to us vehicles. Maybe your insurance has something similar? Read your policy.
Check to see if your insurance has a grace period for new purchases. Its been a while but I thought my insurance had a 30 day grace period of like coverage on any new to us vehicles. Maybe your insurance has something similar? Read your policy.
Sorry for your tragic loss! This is the nightmare of many here, for sure. With the prevalence of lithium batteries (and battery-powered cars) unfortunately we'll see more of this.
As others have said, usually auto policies have a 30-day period of coverage upon acquisition, so hopefully that applies under your existing policy. As for the tools, I can't imagine the loss there. Thankfully you and your spouse are OK as is the house.
As others have said, usually auto policies have a 30-day period of coverage upon acquisition, so hopefully that applies under your existing policy. As for the tools, I can't imagine the loss there. Thankfully you and your spouse are OK as is the house.
nadogail
Well-known member
Your tragic loss has touched me, i am truly sorry for you.
I have insurance to help me recover, but insurance does not cover the pain of a loss.
I have insurance to help me recover, but insurance does not cover the pain of a loss.
The Tool Tyrant
ALLIANCE MEMBER
Wow...so very sorry. I feel your pain...glad that no one was hurt. Rebuild better than before.
zmotorsports
ALLIANCE MEMBER
I'm sorry to see that. I hope all goes well with the recovery although I know not everything can be replaced.
This is one of my biggest worries myself. To the point that I now only charge my few cordless tools when I'm in the shop working then they come off the charger and the chargers are on a dedicated power supply which I can turn on/off with a single switch. I also don't weld in the shop within about an hour of closing up so I can keep an eye on things before closing up shop. Even taking precautions I worry about a fire.
Glad no one was hurt but it still ***** and I wish you all the best in the recovery and rebuild.
This is one of my biggest worries myself. To the point that I now only charge my few cordless tools when I'm in the shop working then they come off the charger and the chargers are on a dedicated power supply which I can turn on/off with a single switch. I also don't weld in the shop within about an hour of closing up so I can keep an eye on things before closing up shop. Even taking precautions I worry about a fire.
Glad no one was hurt but it still ***** and I wish you all the best in the recovery and rebuild.
Nutria
Well-known member
I hate to see those images, and I'm sorry that happened to you. You'll get through it. My wife and I lost our home and garage to a wildfire eight years ago. If you have questions about negotiating with the insurance carrier, the slow process of rebuilding and reequipping, etc., I might be able to help some. Feel free to shoot me a pm.
Denwood
Well-known member
First of all..sorry to hear of this and glad to see that it was just material loss! That fire looked intense.
Lithium cells/tools and chargers do carry a fire risk vs having none. That said, EV fires (meaning full EV, not hybrids) carry just a small fraction of the fire risk of hybrids and ICE vehicles. It’s not even close. This means that overall, incidence of garage fires due to a vehicle should drop quite dramatically with EV adoption.
supratreo
Well-known member
wow this ***** to see. sorry you have to go through it but hopefully insurance takes care of it.
bluedog225
Well-known member
Dang. Sorry to see this.
I’m moving my lithium charging outside somewhere.
I’m moving my lithium charging outside somewhere.
pcmeiners
Well-known member
Wow that *****
"Although I do worry that my ability to acquire stuff is outpacing the contents coverage on my insurance. I bet I'm not the only one"
Same here, I have the coverage but to purchase the contents all over again would take years, that is the nightmare for me. There should be an add-on rider on insurance policies to supply a Concierge to research and buy all the stuff which needs replacement.
****, At my age if I had a burn out I would give up and raise flowers.
"Although I do worry that my ability to acquire stuff is outpacing the contents coverage on my insurance. I bet I'm not the only one"
Same here, I have the coverage but to purchase the contents all over again would take years, that is the nightmare for me. There should be an add-on rider on insurance policies to supply a Concierge to research and buy all the stuff which needs replacement.
****, At my age if I had a burn out I would give up and raise flowers.
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Jayman17
Well-known member
Terrible news, but glad your house was untouched. Hopefully the insurance will treat you right. Good luck!
All the tools running off of batterys and being charged 24/7 Is garnering a lot of (watch - out) attention. Going to look a lot sharper at my insurance policy, just starting over with a not quite finished shop is concerning. Not to mention personal belongings, Natural gas, keep your head up. New shop in the future and shine stuff.
Jakemedic
Well-known member
I am genuinely sorry this happened. I hope all works out. When I was finished with my new shop, I brought my insurance agent in to show him my shop. Then, I had him estimate the price to rebuild the entire thing, not just the shell. I did everything but the shell myself and due to some medical issues I’m currently having, I want a fully finished shop if something horrible happens. My renewal is coming up and I may have him back out again.