Trust me, they got em. So does Home Depot. They don't show up online, but locally they are available. If you search google shopping for Csed 400A Ring 3Sp 40 Ckt then I think that's the one I have.
Its a "Western thing". Those panels are not available in the east. In the east, meters are outside, panels are inside. The all in one panel and SE with meter are basically unheard of in the East. I had to change my Google shopping location to Reno to get it to show up, using the search term above.
Since you bought one with a meter socket, you will have to install jumper bars in the meter socket and a glass front, to use it without a meter, for your shop, which is no biggie. Done properly, code people should not give you any grief over that.
No gas service available to the property. I could get propane, but I already have all electric appliances. I have baseboard electric for heat, an electric double oven, washer, clothes dryer, 50 gal hot water heater, hot tub, fridge, dishwasher, garbage disposal, etc as large draw items currently.
You didn't mention A/C. I have to assume you have it. That would be one of your large current consumers in the house.
Large CNC plasma table running(plus shop air, air dryer) while I am welding or using the Iron Worker. Also probably have a small cnc hobby mill/lathe running powder coating oven baking, and a power hacksaw rough cutting blanks. Also a ventilation fan and possibly heating or cooling system. I was looking at sodium vapor or metal halide type lights for lighting but I'm not sold either way yet. Don't forget I am setting up with the mindset of growing a small business here, so there may be more than one person working at the same time.
Aha! a machine shop/welding/fabricating business! make a big difference in your requirements. You almost certainly are going to need to upgrade your house input to well above 125 amps. I suspect the code enforcement folks like to see marginal sized electric services on houses, this makes it difficult to impossible to run a small business without upgrading, and upgrading opens the door to questions as to why you need the service and flags you to be watched more closely in the future.
If the power company realizes you have a business, they will be hitting you for a commercial rate, and they will show you their service agreements where it says you agree to pay commercial rates if you have a business.
As far as lighting goes, you will do well to go fluorescent. Metal Halide is falling by the wayside. I have it because it is old technology and I was able to buy nice fixtures cheap, but its not efficient and unless you have quite a bit of height in the shop, they are not good to have. Mine are mounted with the bottoms of the fixtures 15 ft off the floor and that is fairly minimal. Fluorescent is much, much better, as you will be able to get better light distribution and use them at lower heights, notwithstanding they are more efficient. Sodium is that horrible orange light, and is quite efficient for outside security and general lighting, but useless for interior lighting.
That was kind of the direction I was headed-have them upgrade the exisitng line and/or transformer to supply the 400A then split it out to the shop. I hadn't really planned on trying to get a commercial rate because I am installing solar right at the same time the shop is built to help offset the additional electrical cost. My buddy has a bigger place than me and he installed solarin his home a few years ago and the only power bill he now gets is a gas service charge. He has since bought an electric water hear since that was the only gas appliance still in his house, so now no power bill
You don't want a commercial rate if you can help it, lots higher. Most power companies will make you pay a large part of the upgrade. If you currently have one of those western panels on your house, combined meter and panelboard, this is going to be a costly upgrade to rip all of that out and replace it, you will end up using the new panel you bought for the house, and installing a panelboard only for the garage. Problem is, the biggest breakers you can get for that panel are probably 125 amp, which will limit the subfeed to the garage. Lots of logistics here and isn't going to be cheap. Power Companies don't work for free. As someone noted, your transformer may need to be replaced.
It sounds like it depends a lot on your neck of the woods and maybe who you get that day. It seems like policies change based on who you talk to and what kind of day they're having.
POCO policies vary widely, and EMC's are most forgiving, and for profit POCO's are, well, for profit, and you get to pay.
Charles