Hurricane damage to electrical systems

[walrus]

Watch out for mold, good article in New York Times about it today. They claim if you have moldy shoes in the house you best get it dried out within days or the place will be junk. Lot of houses will be ruined by mold down there

 

[Wrench97]

i'm guessing the THHN you've run is stranded? wonder if thats why no factory splices vs the solid stuff in romex being more readily welded. also with single conductor line things are probably more straight forward.

brb requesting tour of southwire.

I've run across factory welded splices in stranded automotive harnesses.................that's usually where the green crusties start......................the weld may be fine but the coating/sheathing fails and allows moisture in.

 

[Zeke]

I've worked fire jobs but never a flood. I think if I had a choice I'd remove the walls all the way to the ceiling on any flooded rooms. If the water reached 4' it's wet above that. Especially NM-B. AFA spices go might be a good time to put in some wall sconces over 4S deep boxes.

 

[b-boy]

So I got some follow up on the insurance situation. My sister had no flood insurance. Her house was deemed uninsurable because of a small flood in 2017 before she bought the property. The 2017 even was due to rain, not a hurricane, and the house had 1" of water. The insurance company paid $2K for repairs and mold remediation, then canceled the insurance. She's been unable to get anyone to insure the house since that event. Her entire subdivision has been blacklisted for flood insurance because of it's location.

 

[weadjust]

She's been unable to get anyone to insure the house since that event. Her entire subdivision has been blacklisted for flood insurance because of it's location.

That doesn't sound right

Flood insurance is administered through the National Flood Insurance Program (NFIP). Fort Myers, Florida, participates in the NFIP. If you live in a Special Flood Hazard Area, then flood insurance is mandatory. The entire city of Fort Myers is located within one of these hazard areas, so you may be required to carry flood insurance if you live within the city limits.

MYTH: You can't buy flood insurance if you live in a high-flood-risk area.
FACT: You can buy federal flood insurance no matter where you live if your community participates in the NFIP

Q. Can I buy flood insurance if my property has been flooded previously?
A. You are still eligible to purchase flood insurance after your home, apartment or business has been flooded, provided that your community is participating in the NFIP.

 

[b-boy]

Don't know the details. AlI I know is that she is uninsured. She lives in a development, and the HOA used to handle the insurance. They stopped doing that a few years back because of the constant price hikes. She was unable to get a policy after that.

 

[Shiftless]

B-boy:
My sympathies go out to your sister. It sounds like she is in a horrible situation with so much water damage and the possibility of catastrophic mold. With no flood insurance, her house might easily be now worth less than the outstanding mortgage balance.

 

[wyliesdiesels]

Don't know the details. AlI I know is that she is uninsured. She lives in a development, and the HOA used to handle the insurance. They stopped doing that a few years back because of the constant price hikes. She was unable to get a policy after that.

Sounds like she was trying to get insurance through the wrong avenues.

 

[yeldogt]

Don't know the details. AlI I know is that she is uninsured. She lives in a development, and the HOA used to handle the insurance. They stopped doing that a few years back because of the constant price hikes. She was unable to get a policy after that.

Sorry for the situation. The advise to remove the drywall above the water line is to get the typical fiberglass insulation out of the wall cavity.