Just my own experience:
As a hobbyist and general amateur, I just use any brand of quality USA twist drill and, when drilling metal, I always use whatever brand of cutting fluid or cutting oil is nearby. I learned to do this in metal shop class long ago. I keep bottles of it in different places to make this easy. I have no idea whether any one oil is better than any other. Special oil is needed for other things, like clocks, maybe not for drilling.
I see no difference among quality twist drills, except that there are ones with split points that are easier to use accurately without centerpunching the location.
Whenever possible I centerpunch and use the drill press. Besides precision, this seems to minimize wear and breakage. The spring loaded center punch is a good tool.
I tighten the chucks well, so that large sizes will not slip.
I still break some of the very small drill sizes when drilling by hand, so I keep many around, which I pick up cheaply when I see them. I could sharpen the other sizes when dull but I don't wear many out and I have so many extras that I often just toss them to save time.